Summary
Overview
Work History
Education
Skills
Nmls Number
Timeline
Generic
Keith Piacente

Keith Piacente

SF Bay Area,CA

Summary

Experienced Resale/Builder centric Senior Mortgage Loan Officer with 12+ years in residential mortgage origination seeking a Senior Loan Officer position at a reputable financial institution. Strong background in financial services, loan origination, underwriting, and credit analysis. Known for fostering team collaboration and delivering results in dynamic environments. Adept at building client relationships, ensuring regulatory compliance, and utilizing financial software tools. Deep knowledge of underwriting guidelines and regulatory requirements to ensure high-quality loan processing. Proven ability to build and maintain strong relationships with clients and stakeholders. Driven builder-centric Senior Loan Officer with experience in mortgage and home lending product sales, demonstrating strong interpersonal skills and exceptional service throughout the sales process. Strong analytical, communication, and teamwork skills allowing for quick adaptation to new environments. Eager to contribute to team success and further develop professional skills. Positive attitude and commitment to continuous learning and growth. Hardworking and passionate job seeker ready to secure a Senior Loan Officer position and help the team achieve company goals.

Overview

22
22
years of professional experience

Work History

Sr. Loan Officer

New American Funding
02.2023 - Current
  • New home builder centric loan officer
  • Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
  • Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Successfully managed high-volume pipeline of loans, consistently meeting or exceeding monthly sales targets.
  • Maintained strict confidentiality of bank records and client information.
  • Established a reputation as an expert in various loan programs, becoming a trusted resource for colleagues and clients alike.
  • Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.

Senior Mortgage Loan Officer

Flagstar Bank, FSB
11.2019 - 02.2022


  • New home builder centric loan officer
  • Meet with clients to ensure full understanding of residential mortgage options which they qualify and the risks and benefits of each
  • Communicate effectively with all stakeholders, including clients, sales associates, builder and title company
  • Established, developed and maintained client referral relationships with potential and existing clients, realtors, builders and developers
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Proven ability to learn quickly and adapt to new situations.
  • Strengthened communication skills through regular interactions with others.

Mortgage Loan Originator

Land Home Financial Services
01.2017 - 01.2019
  • Originated residential loans

Bar/Restaurant Owner

760 Lounge
01.2007 - 01.2017
  • Managed all day to day operations, including payroll, inventory, marketing and event decisions
  • Successfully obtained all city and state permits/licensing, including beer wine and liquor

Mortgage Loan Originator/Co-Owner

Westland Fin., Omni Funding
01.2003 - 01.2008
  • Coached employees on value statements, sales, handling complaints and upset customers
  • Conducted all day-to-day operations, sales, inventory and strategic marketing strategies
  • Reviewed resumes, interviewed and hired candidates for all positions
  • Met and exceeded all personal and branch sales goals

Education

Business Administration - Management

CAL-STATE HAYWARD
01.1990

Skills

  • New Home Builder-Centric Sr Loan Officer
  • Strong sales record; Top 1% mortgage originators in America and Scotsman Guide top originator 2021
  • Thorough knowledge of all loan types, including conventional, FHA and VA loans
  • Proficient with loan origination systems, including Encompass, Loantrac and automated underwriting systems
  • Excellent communication, listening and relationship building skills Strong track record of quickly building rapport and exceeding customer service standards and expectations
  • Ability to work under pressure
  • Great work ethic; always punctual Determined to accomplish goals while maintaining a great work environment
  • Decision-making confidence
  • Continuous learning commitment
  • Problem-solving capacity
  • Application preparation
  • Loan origination
  • Sales expertise
  • Mortgage lending

Nmls Number

1514783

Timeline

Sr. Loan Officer

New American Funding
02.2023 - Current

Senior Mortgage Loan Officer

Flagstar Bank, FSB
11.2019 - 02.2022

Mortgage Loan Originator

Land Home Financial Services
01.2017 - 01.2019

Bar/Restaurant Owner

760 Lounge
01.2007 - 01.2017

Mortgage Loan Originator/Co-Owner

Westland Fin., Omni Funding
01.2003 - 01.2008

Business Administration - Management

CAL-STATE HAYWARD
Keith Piacente