Collaborative Investigator identifies links between cases. Adept at analyzing and uncovering trends in complex data. Highly skilled in organized insurance fraud.
Overview
29
29
years of professional experience
1
1
Certification
Work History
SIU Investigator Consultant II
Allstate Insurance Co
05.2015 - Current
Reviews investigations with fraud outcomes to validate whether denial is appropriate
Conducts complex site inspections, including , medical clinics, loss locations etc.
Utilized internal and external databases, claims and policy systems, and open-source intelligence information to build cases and prepared them for presentation to internal leadership, claims partners, and external agencies (law enforcement, National Insurance Crime Bureau, Department of Insurance)
Validates information provided and obtained through investigation is true and accurate and follows up on all possible leads
Enters SIU claim data information into multiple SIU systems
Updates files with investigation outcome, and when no fraud or insufficient evidence is found, returns file to MCO for further handling and settlement
Conducts thorough investigations of complex that are potentially fraudulent to determine if payment is warranted, including scene investigations and surveillance as needed
Utilizes analytic tools or SIU field intelligence to identify complex claims for investigation and/or for support in evidence of fraud and damages
Summarizes documents and enters into claim system notes, documenting claim file with notes, evaluations and decision-making process
Researches and responds to complex customer communications, concerns, conflicts or issues
Represented Bodily Injury Adjuster
Allstate Insurance Co
10.2014 - 05.2015
Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
Examined claims forms and interpret policies and determine coverage
Evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies.
Obtain recorded statement and interviews
Examined claims forms and other records to determine insurance coverage.
Unrepresented Bodily Injury Adjuster
Allstate Insurance Co
09.2008 - 10.2014
Conducted comprehensive interviews of witnesses and claimants to gather facts and information.
Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
Prepared summaries of damage, payments, and policy coverage.
Negotiated one on one with claimants for bodily injury claims.
Auto Total Loss Adjuster
Allstate Insurance Co
08.2003 - 08.2008
Negotiate settlements with claimants and insureds
Examined photographs and surveillance and any other documents relating to claims.
Issued payouts to claimants and Insureds.
Investigate Stolen vehicle claim
Work with outside vendor to facilitate recovery efforts of salvage vehicles.
Senior Staff Claim Associate
Allstate Insurance Co
12.1995 - 08.2008
Managing and Directing workflow disbursement for 16 Auto Field Technicians
Processing field data
Coordinating time off for Unit
Producing production report on weekly basis
Following up on pending assignments
Education
Bachelor of Science - Justice Administration
University of Louisville
Louisville, KY
05.2003
Skills
Policy Interpretation
Interviewing witnesses
Employee training and development
Holistic claim handling experience
Legal Compliance
Insurance fraud
Anti-fraud regulation compliance
Affiliations
International Association of Special Investigation Units,