Tammy Jeffrey
Batesville,AR
Summary
Mortgage lending professional with comprehensive experience in loan origination and client advisement. Proven ability to streamline loan processing and ensure adherence to regulatory requirements while maintaining strong client relationships. Valued for collaborative teamwork and results-driven approach, adapting seamlessly to changing market conditions.
Overview
22
22
years of professional experience
Work History
Mortgage Loan Officer, AVP-MLO-NMLS #1773943
First Community Bank
Batesville, AR
07.2019 - Current
- Demonstrates the highest level of professionalism and customer service towards all customers.
- Establish, develop and maintain client referral relationships with potential and existing customers, realtors, builders, and others to establish and retain business.
- Reviews Loan applications, gathers credit histories, income documentation, assesses applicants' capacity to repay and default risk, based on predetermined requirements, assesses, and grants or rejects mortgage applications.
- Keeping up to date with industry trends, developments in the local real estate market, rules and regulations for all mortgage types.
- I am specialized in FHA, USDA, Conventional, VA, and ADFA Loans.
- Works closely with processors, underwriters, Title Companies, and investors to get loans processed, underwritten, closed and purchased in a timely manner.
- I am hands on from the time I meet my customers and start the application process until closing. I keep in contact with them throughout the process, so they know exactly where they are and what to expect next. I try to make the process as seamless as possible.
- Notary Public
- Chamber Ambassador for the Batesville Area Chamber of Commerce & received Ambassador of the year for 2023.
Pharmacy Tech, In Training (Part-Time Only)
Walmart Pharmacy
Batesville, AR
09.2023 - 12.2023
Commercial Loan Support Assistant
First Community Bank
Batesville, AR
07.2004 - 07.2019
- Deliver consistent, high-quality service to internal and external customers
- Types Consumer and Commercial Loans and orders documents for all Real Estate Loan Transactions
- Closes and funds Loan Transactions
- Makes Draws on Revolving/Closed End Lines of Credit.
- Accept payments on accounts, calculates interest and payments, adjusts credit charges and grants extensions of credit on delinquent accounts.
- Plats legal descriptions on real estate transactions/foreclosures
- Works loan officers' daily exception reports
- Orders Title Insurance, Appraisals and Floods on all purchases and refinances
- Assists in every area of the loan transaction from beginning to end
- Types Collateral Reviews on Real Estate Renewals and research comparable properties for report.
- Files, amends and releases UCC filings electronically with the Secretary of State.
- Obtains Business Entity Searches and UCC Online Lien Searches with the Secretary of State.
- Assists with past due loans/collection accounts
- Notary Public
Education
Pharmacy Technician License - undefined
Arkansas State Board of Pharmacy
09.2023
Barrett School of Banking - 3-year Program
Barrett School of Banking
05.2011
Abstractor License -
Arkansas Abstracters Board of Examiners
07.2000
High School Graduate
Trinity Christian Academy
05.1989
Skills
Performed detailed assessments of loan applications to facilitate compliance and accelerate funding processes
Performed in-depth analyses of residential mortgage lending regulations to uphold compliance standards and protect organizational integrity
Personal Information
Title: Mortgage Loan Officer, AVP-MLO-NMLS #1773943
Timeline
Pharmacy Tech, In Training (Part-Time Only)
Walmart Pharmacy
09.2023 - 12.2023
Mortgage Loan Officer, AVP-MLO-NMLS #1773943
First Community Bank
07.2019 - Current
Commercial Loan Support Assistant
First Community Bank
07.2004 - 07.2019
Pharmacy Technician License - undefined
Arkansas State Board of Pharmacy
Barrett School of Banking - 3-year Program
Barrett School of Banking
Abstractor License -
Arkansas Abstracters Board of Examiners
High School Graduate
Trinity Christian Academy