Summary
Overview
Work History
Education
Skills
Timeline
Generic

Tammy Vance

Columbus

Summary

Diligent with comprehensive background in loan origination and processing. Successfully facilitated numerous loan applications, ensuring compliance with regulatory standards and enhancing client satisfaction. Demonstrated proficiency in financial analysis and customer relationship management.


Talented Loan Officer with proven track record with 39 years of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.

Overview

47
47
years of professional experience

Work History

Loan Officer

FJ Three Investments, LLC
06.2024 - Current
  • Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.

Loan Officer

Cross Country Mortgage, LLC
04.2022 - 05.2024
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.

Branch Manager

Lendus, LLC
06.2018 - 04.2022
  • Originate, package and oversee the mortgage process to closing
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Examined customer loan applications for loan approvals and denials.

Branch Manager

Mortgage Capital Associates Inc.
06.2015 - 06.2018

Originate, package, oversee the mortgage process to closing

  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.

Loan Officer

Proficio Mortgage Ventures
10.2013 - 05.2014
  • Originate, package and oversee mortgage process to closing

Home Mortgage Consultant

Wells Fargo Home Mortgage
12.2010 - 10.2013
  • Originate, package and oversee mortgage process to closing

Branch Manager

WestStar Mortgage Inc.
03.2008 - 12.2010
  • Office Management
  • Trained & Supervised Loan Officers
  • Supervise Branch Compliance

Branch Manager

Global Mortgage of Delaware, Inc.
08.2007 - 03.2008
  • Office Management
  • Trained & Supervised Loan Officers
  • Supervised Branch Compliance

Branch Manager

Premier Mortgage Funding, Inc
11.2004 - 08.2007
  • Office Management
  • Trained & Supervised Loan Officers
  • Supervised Branch Compliance

Vice President of Sub Prime Division

Yerke Mortgage Company, Columbus Ohio
01.2000 - 11.2004
  • Originated Mortgage Loans Specializing In Creative Financing
  • Mortgage Consulting/ Credit Counseling
  • Headed Product Solicitation Projects
  • Maximized Customer Service
  • Overseen Entire Loan Process And All Parties Involved

Office Manager

First Federal Mortgage Corporation, Columbus, Ohio
01.1995 - 01.2000
  • Motivate And Trained Commissioned Loan Officers
  • Office Management
  • Supervised And Maintained Employee Relationships
  • Coordinated And Spoke At Home Buyers Work Shops

Loan Officer

First Federal Mortgage Corporation, Columbus, Ohio
01.1991 - 01.1995
  • Sales And Originate Of Mortgage Loans

Owner (Maid and Janitorial Company)

New Maids Inc.
01.1984 - 01.1992
  • Marketing, Payroll, Employees Supervision

owner

R&T Mortgage and Financial Consultants
01.1986 - 01.1991
  • Originated Mortgage Loans And Foreclosure Consulting

Probation officer

Franklin County Municipal Court, Columbus Ohio
01.1980 - 01.1986
  • Provided Pre-Sentenced Investigation Reports For Determination Of Probation
  • Monitored Up To 1,000+ Probationers Per Month Over The Duration Of Their Conviction
  • Monitored Probationers Compliance With The Law And Rehabilitation Programs

Pre-Trial Release

Franklin County Municipal Court, Columbus Ohio
01.1978 - 01.1980
  • Interviewed Prisoners For Setting Bond
  • Read Criminal Records At Preliminary Hearing For Bond

Education

Bachelors degree - Criminology, Criminal Justice

Ohio State University
Columbus, Ohio

Skills

  • Database management
  • Documentation review
  • Relationship building and management
  • Financial advising
  • Client relations
  • Sales expertise
  • Credit analysis
  • Customer service-focused
  • Negotiation techniques
  • Loan origination
  • Financial counseling

Timeline

Loan Officer

FJ Three Investments, LLC
06.2024 - Current

Loan Officer

Cross Country Mortgage, LLC
04.2022 - 05.2024

Branch Manager

Lendus, LLC
06.2018 - 04.2022

Branch Manager

Mortgage Capital Associates Inc.
06.2015 - 06.2018

Loan Officer

Proficio Mortgage Ventures
10.2013 - 05.2014

Home Mortgage Consultant

Wells Fargo Home Mortgage
12.2010 - 10.2013

Branch Manager

WestStar Mortgage Inc.
03.2008 - 12.2010

Branch Manager

Global Mortgage of Delaware, Inc.
08.2007 - 03.2008

Branch Manager

Premier Mortgage Funding, Inc
11.2004 - 08.2007

Vice President of Sub Prime Division

Yerke Mortgage Company, Columbus Ohio
01.2000 - 11.2004

Office Manager

First Federal Mortgage Corporation, Columbus, Ohio
01.1995 - 01.2000

Loan Officer

First Federal Mortgage Corporation, Columbus, Ohio
01.1991 - 01.1995

owner

R&T Mortgage and Financial Consultants
01.1986 - 01.1991

Owner (Maid and Janitorial Company)

New Maids Inc.
01.1984 - 01.1992

Probation officer

Franklin County Municipal Court, Columbus Ohio
01.1980 - 01.1986

Pre-Trial Release

Franklin County Municipal Court, Columbus Ohio
01.1978 - 01.1980

Bachelors degree - Criminology, Criminal Justice

Ohio State University