Summary
Overview
Work History
Education
Skills
Timeline
Generic

Tawnya Bosquez

Victoria,TX.

Summary

Career Summary: A detailed-oriented and methodical Closer. Who is successful in assembling closing documentation for Conventional, FHA, VA, USDA, and Secondary Market loans. Works quickly and accurately to meet strict standards, clear issues and prepare document packages. Handles industry-funded and government-backed loans with skill and efficiency. Is well-versed in loan closing processes and documentation requirements. Maintains a full calendar of closings and easily handles more than 45 per month. Keeps paperwork organized for smooth closings.

Overview

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1

20+ Years Professional Experience

Work History

Remote Mortgage Closer

Prosperity Bank
06.2022 - Current
  • Encompass, Outlook, Word, Excel, Director, Document Generator
  • Conventional, Secondary Market, FHA, VA, Purchase, Home Equity, Home Equity Line of Credit, Construction
  • Refinances
  • Verifying and confirming all information and numbers meet guidelines and regulations.
  • Prepare and meet Closing Disclosure deadlines and regulations.
  • Request Attorney Reviews for all files and reviewed and cleared any conditions set forth by company and/or Attorney's.
  • Generated and prepared all loan documents and any additional documents that needed to be signed at time of close to fulfill Companies standards and regulations.
  • Coordinate with Loan Officer's/Lending Assistants/Processors/Underwriting and Title Companies
  • Generated ideas and worked with upper management to improve workflow and processing of files.
  • Phones, Customer Service, faxing, filing, Scanning, 10-key, e-mailing.
  • Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
  • Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.

Remote Doc Prep Closer

Sandler Law Group
01.2021 - 03.2023
  • Encompass, Outlook, Word, Excel, Weblog, IDS
  • Conventional, FHA, VA, Bond Loans, JUMBO, Purchase, Home Equity, Home Equity Lines of Credit, Construction, and Refinances
  • Review and confirm all documents, information and numbers meet guidelines and regulations.
  • Prepare and meet Closing Disclosure deadlines and regulations.
  • Generated Attorney Documents for closings.
  • Clearing all UW conditions for closing
  • Coordinate with Loan Officer's/Loan Officer Assistants/Processors/Underwriters and Title
  • Companies for closing of loan in timely manner.
  • Contribute ideas and knowledge of loans.
  • Phones, Customer Service, faxing, filing, Scanning, 10-key, e-mailing.
  • Outgoing and friendly behavior and positive attitude and interacts well with staff and customers.
  • Demonstrated excellent customer service skills to increase customer satisfaction.

Closing Review Specialist II, Pre-Approval Specialist, Loans Ordering Specialist

Prosperity Bank
02.2015 - 12.2020
  • Encompass, Outlook, Word, Excel, Director, Laser Pro, Document Generator
  • Conventional Jumbo’s, Purchase, Home Equity, Home Equity Lines of Credit, Construction, Refinance
  • Verifying and confirming all information and numbers meet guidelines and regulations.
  • Prepare and meet Closing Disclosure deadlines and regulations.
  • Request and review all loan documents from Attorney’s.
  • Coordinate with Loan Officer's/Lending Assistants/Processors/Underwriting and Title Companies
  • Assist with other Closers in absence of Supervisor.
  • Generated ideas and involved in everchanging regulations and processes necessary for processing of loans.
  • Phones, Customer Service, faxing, filing, Scanning, 10-key, e-mailing.

Loan Processor

Cedar Woods Financial
11.2014 - 02.2015
  • Encompass, Byte, Word, Excel, Outlook, Windows Live Mail
  • Collected and maintained current documentation for clients to secure home loans for refinancing and/or purchasing homes
  • FHA, VA, USDA, Conventional and Reverse mortgage knowledge
  • Coordinated with clients and third parties to work towards final closing and recording of loans.
  • Multi phone lines, customer service, faxing filing, scanning, 10-key, mtg
  • Calculator, e-mailing, instant messaging, customer care.

Loan Processor/Loan Officer Assistant

American Portfolio Mortgage
03.2013 - 05.2014
  • Encompass, Byte, Word, Excel, Outlook, Windows Live Mail
  • Collected and maintained current documentation for clients to secure home loans for refinancing and/or purchasing of homes.
  • FHA, VA, USDA, Conventional and Reverse mortgage knowledge
  • Coordinated with clients and third parties to work towards final closing and recording of loans.
  • Multi phone lines, customer service, faxing filing, scanning, 10-key, mtg
  • Calculator, e-mailing, instant messaging.

Loan Processor

Cedar Woods Financial
08.2012 - 03.2013
  • Point, Excel, Word, and online programs for different lenders
  • FHA, VA, USDA, Conventional, 2nd Homes, Jumbo. Home Equity Line of Credit, Home Equity.
  • Refinance and Purchase ability
  • Answered multiple phone lines and directed calls.
  • Filing, Scanning, Faxing, and Typing
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Set up and completed loan submission packages.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Developed and maintained relationships with customers and loan officers to establish smooth loan process.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Developed and maintained relationships with customers, lenders and other third parties.

Owner/Manager

Bosquez Family Construction
01.2007 - 02.2012
  • Generate leads and new customers.
  • Write, fax, and e-mail bids for new jobs.
  • Continual customer service
  • Scheduling multiple accounts and following through with goals
  • Filing, faxing, accounts receivable
  • Founded and managed Construction business, growing revenue to in first year.

Secretary

Premier Alive, Inc
04.2008 - 04.2009
  • Multiple Phone lines
  • Customer Service-Directing their calls and taking information.
  • Timecards for 40 employees
  • Created new forms for each project that was needed.
  • Worked for three managers for 3 different companies based at same location.
  • Purchase Agent for 2 of three companies
  • Scheduled and prepared shipments for major customers
  • In charge of daily forms and paperwork to keep flow of office going on daily basis
  • Research for each of companies

Education

Master Class Certification - Underwriting

Campus Mortgage
California
08.2023

NMLS Certification And Licensing - Loan Officer

Mortgage Educators
Utah
06.2014

High School Diploma -

Moon Valley High School
Phoenix, AZ.
05.1988

Skills

  • Encompass
  • IDS
  • Point
  • Excel
  • Word
  • Office
  • Internet
  • Outlook
  • Conventional
  • Secondary Market
  • FHA
  • VA
  • USDA
  • Jumbo
  • Home Equity
  • HELOC's
  • Investment
  • 2nd homes
  • Well-organized
  • Strong interpersonal skills
  • Attention to detail
  • Meets deadlines
  • Multitask oriented
  • Analytical and Critical Thinking
  • Desktop Underwriter
  • 10-Key Data Entry
  • High-Volume Environments
  • Legal Documentation
  • Resolve Paperwork Errors
  • Mortgage Loan Processing
  • Operational Efficiency
  • Settlement Statements
  • Government Standards
  • Lending Software Systems
  • NMLS Registration
  • Purchasing Agreement Review
  • Closing Disclosures
  • Processing Loan Applications
  • Property Appraisals

Timeline

Remote Mortgage Closer

Prosperity Bank
06.2022 - Current

Remote Doc Prep Closer

Sandler Law Group
01.2021 - 03.2023

Closing Review Specialist II, Pre-Approval Specialist, Loans Ordering Specialist

Prosperity Bank
02.2015 - 12.2020

Loan Processor

Cedar Woods Financial
11.2014 - 02.2015

Loan Processor/Loan Officer Assistant

American Portfolio Mortgage
03.2013 - 05.2014

Loan Processor

Cedar Woods Financial
08.2012 - 03.2013

Secretary

Premier Alive, Inc
04.2008 - 04.2009

Owner/Manager

Bosquez Family Construction
01.2007 - 02.2012

Master Class Certification - Underwriting

Campus Mortgage

NMLS Certification And Licensing - Loan Officer

Mortgage Educators

High School Diploma -

Moon Valley High School

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