Taylor Richardson
Warren,MI
Summary
Experienced mortgage professional seeking to advance into a Closer position and continue growing my career with CrossCountry Mortgage.
Overview
10
10
years of professional experience
Work History
CD DRAWER
Cross Country Mortgage
Bloomfield Hills, Michigan
10.2018 - Current
- Prepare and draw initial Closing Disclosures CDs using Encompass.
- Review loan files, loan terms, fees, and closing documentation for accuracy and completeness.
- Ensured loan terms met compliance standards.
- Identified discrepancies and missing information to ensure smooth closing process.
- Request and communicate necessary corrections to ensure accurate loan documentation.
- Process and send Changes of Circumstance COCs throughout the loan process.
- Complete and update required contacts and loan information within Encompass.
- Communicated with processors, loan officers, and title companies to obtain information and resolve issues promptly.
- Managed multiple loan files and time-sensitive deadlines, ensuring accuracy and attention to detail.
- Prioritizing competing deadlines while still maintaining accuracy and quality.
Closing Coordinator
Summit Funding Inc
Bloomfield Hills, Michigan
04.2016 - 10.2018
- Coordinating loan closings from clear-to-close through closing
- Coordinating with title companies, loan officers, processors, and other internal teams
- Reviewing closing documents for accuracy and completeness
- Reviewing and verifying loan information before closing
- Ensuring closing packages are complete and ready for closing
- Tracking closing dates and ensuring deadlines are met
- Communicating closing requirements and necessary corrections
- Resolving issues that could delay closing
- Reviewing settlement statements/CDs and identifying discrepancies
- Requesting and following up on missing documents
- Managing multiple loans and competing closing deadlines
- Maintaining accurate loan files in Encompass
- Attention to detail and regulatory/compliance requirements
- Strong organization and time management
- Clear and professional communication with internal and external partners
Education
Hazel Park High School
Hazel Park, MISkills
- Closing Disclosure Preparation
- Mortgage Closing Process
- Encompass
- Loan File Review
- Loan Term Verification
- Fee Review
- Discrepancy Identification
- Closing Documentation
- Changes of circumstance
- Title Company Communication
- Processor & Loan Officer Communication
- Problem Solving
- Attention to Detail
- Time Management
- Organization
- Organization
Timeline
CD DRAWER
Cross Country Mortgage
10.2018 - Current
Closing Coordinator
Summit Funding Inc
04.2016 - 10.2018
Hazel Park High School