Teresa Colmenero
Jenks
Summary
Banking executive with 20+ years in commercial lending, portfolio management, and credit analysis. Skilled in structuring complex loans, managing multimillion-dollar portfolios, and building profitable client relationships. Recognized for risk management expertise, strong communication, and driving growth across regional banks.
Driven Relationship Manager focused on deepening client relationships by providing superior service and support. Outgoing and ambitious professional with 20 years' experience in the commercial banking industry.
Overview
21
21
years of professional experience
Work History
Portfolio Manager, Vice President
Regent Bank
01.2020 - 01.2025
- Managed large commercial loan portfolio; originated new business under officer name.
- Negotiated loan structures/terms to maximize profitability while mitigating risk.
- Presented complex credits to committees; ensured accurate, timely closings.
- Expanded client relationships by cross-selling treasury, deposit, and insurance products.
Commercial Credit Analyst, Vice President
Mabrey Bank
01.2015 - 01.2020
- Analyzed borrower financials, structured loans, and prepared committee packages.
- Maintained covenant/borrowing base tracking systems to ensure compliance.
- Streamlined communication between lending and credit teams.
Senior Loan Review Analyst
Bank of Oklahoma
01.2011 - 01.2015
- Reviewed portfolios for regulatory compliance and risk ratings.
- Supported acquisition due diligence, evaluating collateral and repayment ability.
Commercial Relationship Manager, Vice President
Arvest Bank
01.2004 - 01.2011
- Managed $65MM CRE-focused portfolio; grew market share via referrals/networking.
- Cross-sold investment and cash management products; maintained asset quality.
Education
BBA - Finance
Southwestern Oklahoma State University
Weatherford, OKSkills
- Commercial Lending
- Credit & Risk Analysis
- Portfolio Management
- Loan Structuring
- Financial Statement Analysis
- Treasury Services
- Regulatory Compliance
- Client Relationships
- Credit risk assessment
- Customer relationship building
- Sales strategy development
Languages
Spanish
Professional Working
Timeline
Portfolio Manager, Vice President
Regent Bank
01.2020 - 01.2025
Commercial Credit Analyst, Vice President
Mabrey Bank
01.2015 - 01.2020
Senior Loan Review Analyst
Bank of Oklahoma
01.2011 - 01.2015
Commercial Relationship Manager, Vice President
Arvest Bank
01.2004 - 01.2011
BBA - Finance
Southwestern Oklahoma State University