Teresa Commisso

Soliciting clients by phone calls and the dialer making over 200 calls per day. Manage small businesses who have Merchant Cash Advances by getting them to join our debt negotiation program by offering settlements and paying off their MCA'S they have, cutting their payments 50% and 20% off their current balance and putting them into 1 weekly payment. Giving the business to free up their revenue and taking back full control of their business.

Door to Door using the crm system to get prospective customers to purchase solar. Weekly sales meeting and pipeline to optimize leads

• Collaborated with leadership to identify training needs and align programs with company goals.

• Developed customized insurance plans aligning with client needs and financial objectives.
• Educated clients on policy options, ensuring informed decision-making and satisfaction.
• Conducted regular policy reviews to maintain coverage adequacy and adapt to changing circumstances.
• Analyzed market trends to identify new business opportunities and enhance service offerings.

• Developed tailored life insurance policies to meet client needs and financial goals.
• Implemented new software tools to streamline application processes and enhance efficiency.
• Built and maintained strong client relationships through ongoing communication and support.
• Conducted thorough needs analysis to identify appropriate coverage options for clients.
• Educated clients on product features, benefits, and policy options effectively.

• Implement and train every employee on all safety procedures, also work on varies warehouse work such as stow, pick, induct, dock, problem solving.
• Managed daily logistics operations to ensure timely order fulfillment.
• Analyzed workflow efficiencies, leading to reduced processing times in shipping operations.
• Implemented safety protocols to enhance workplace compliance and employee well-being.

• Managed door-to-door direct marketing for Inspire, a third-party electric supplier. Oversaw the entire sales process, visiting over 80 homes daily and securing 4-6 new clients each day for our 100% clean energy product, which is generated from offshore wind turbines. Also responsible for recruiting and training new employees, preparing them to join the sales team and succeed in the field.

• Oversaw property grounds management, handling all work orders and addressing complaints. Conducted property showings, prepared leases, and performed background checks for new hires. Managed over 100 units, including collecting and processing rental income, maintaining updated records of current and delinquent renters, and generating monthly and quarterly reports. Responded to inquiries and messages, utilizing active listening and open-ended questioning to resolve issues promptly. Minimized vacancy periods by leveraging financial analysis, strong communication, and time management skills, along with expertise in conflict resolution and mediation.
• Corresponded with delinquent clients, coordinated with the legal team, and assisted in the eviction process.

• Handled loan applications by actively soliciting clients, collection agencies, insurance companies, and realtors to generate new business, including cold calling prospects. Qualified customers for loans, and when refinancing, up sold to help them pay off debt or achieve other financial goals. Gathered income documents and managed the loan process through to processing and underwriting, clearing stipulations, and ensuring successful loan closures.
• Developed customized loan solutions to meet client needs and enhance satisfaction..

• As Branch Manager, I established my own office, recruiting and building a team that included processors, a receptionist, and a sales team of loan officers.
• Led weekly sales meetings to set goals, review each loan officer’s pipeline, and assess their monthly targets.
• Ensured all loans were compliant and eligible for sale on the secondary market.
• Directed advertising and direct marketing efforts, fostering strong relationships with investors, realtors, and clients to secure repeat business and referrals. Achieved recognition as the top net branch in the Mid-Atlantic region, generating $65,000 in monthly net revenue individually, with the total office revenue reaching $90,000.
• Achieved recognition as the top net branch in the Mid-Atlantic region, consistently closing over $3 million per month. Earned a spot in the Presidents Club as a top producer in residential and hard money loans, as well as land contracts. Successfully networked to attract multiple investors and realtors.
• Maintained excellent customer relations by overseeing the loan process from start to finish, closely collaborating with processors and underwriters to ensure timely closings. Loan Officer/ Branch Manager