Summary
Overview
Work History
Skills
Timeline
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Teresa Musselwhite

Auburn,AL

Summary

Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

21
21
years of professional experience

Work History

Closing Agent

Haygood, Cleveland, And Pierce
02.2022 - 05.2023
  • Reviewed and executed confidential documents, contracts and disclosures.
  • Established positive flow of communication with agents, clients, attorneys and personnel involved in closing transactions.
  • Prepared and presented contracts and other legal documents to clients.
  • Developed new business and managed new and existing clients.
  • Managed scheduled meetings to maintain satisfaction of both buyers and sellers and facilitate smooth purchases.

Closing Assistant

Michael Knows Real Estate, LLC
01.2012 - 03.2022
  • Managed final steps of closing process to mitigate risk and errors, achieving timely and efficient closings.
  • Produced closing instructions and coordinated with title company to monitor closing and funding.
  • Prepared deeds and leases, closing statements and purchase agreements.
  • Liaised between closing companies and borrowers to close home loans.

Mortgage Loan Officer

Countrywide Home Loans
01.2010 - 01.2012
  • Worked with underwriters to fix application problems and resolve issues.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Explained different types of loans pertaining to client situations.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Developed extensive network of referral partners to source new mortgage loan opportunities.

Owner/Mortgage Broker

Mortgage Professionals, LLC
01.2006 - 01.2010
  • Explained entire mortgage loan process to borrower.
  • Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
  • Assessed clients' financial data to determine loan suitability.
  • Collaborated with different lenders to find best possible deal for homebuyers.
  • Established strong relationships with borrowers, which helped to forge new business opportunities.
  • Mentored other mortgage brokers in methods to help each land new clientele.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.

Human Resources Benefits Coordinator

Inflation Systems, Inc.
01.2002 - 05.2006
  • Managed 110 employees across compensation, benefits, HRIS and payroll departments for optimal productivity.
  • Improved staff morale by implementing grade, salary and benefit programs in accordance with established standards.
  • Gathered and evaluated data on various HR functions related to employee turnover, absenteeism and benefits costs.
  • Partnered with HR manager to coordinate onsite benefits vendor meetings, wellness fairs and related events.
  • Facilitated open enrollment processes and coordinated paperwork to to assist employees with benefit options.
  • Led management of HR policies regarding vacation, sick time, employee benefits, services and employment discrepancies or issues.
  • Conducted benefits presentations for new hires, individuals and groups of employees.
  • Performed audits to confirm proper payroll deductions to fund voluntary and involuntary benefits.

Skills

  • Property Inspection
  • Buyer and Seller Representation
  • Adaptability and Flexibility
  • Property Research
  • Training and Coaching
  • Borrower Needs Assessment
  • Refinancing Options
  • Processing Loan Applications
  • Recommending Mortgage Programs
  • Ethical Business Conduct

Timeline

Closing Agent

Haygood, Cleveland, And Pierce
02.2022 - 05.2023

Closing Assistant

Michael Knows Real Estate, LLC
01.2012 - 03.2022

Mortgage Loan Officer

Countrywide Home Loans
01.2010 - 01.2012

Owner/Mortgage Broker

Mortgage Professionals, LLC
01.2006 - 01.2010

Human Resources Benefits Coordinator

Inflation Systems, Inc.
01.2002 - 05.2006

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Teresa Musselwhite