Thaniya (Tanya) Nielsen
Johns Creek,GA
Summary
Seasoned home equity loan and mortgage lender with extensive experience in interviewing and analyzing credit data prior to submission for approval.
NMLS#1223979 GA# 73426
Overview
14
14
years of professional experience
Work History
Sr. Loan Officer
SWBC Mortgage Orporation
09.2020 - Current
- Advise clients on different mortgage products and educate clients through every stage of the mortgage application process.
- Extensive knowledge of mortgage lending products including jumbo loan, VA loan, FHA loan, USDA loan, down payment assistance programs, and home equity products.
- Expand existing clients portfolio via customer referrals and develop prospects for new loans by attending local community events.
- Establish and maintain relationships with local real estate agents, CPAs, financial advisors in order to develop and retain existing business.
- Develop relationships with potential borrowers through various marketing strategies including: digital and social media marketing.
- Stay abreast of current mortgage trends and the ever changing environment of the local real estate market.
Assistant Branch Manager
Georgia United Credit Union
06.2016 - 09.2020
- Consistently ranked as one of the top 5 mortgage referrers.
- Proactively drive sales through outbound calls, and business visits.
- Developed mortgage portfolio which resulted in personal origination contributing to 50% of branch goal.
- Promote mortgage, home equity line and consumer lending products among clients and real estate agents via cold calling and onsite visits.
- Extensive experience in processing consumer loans. Discuss loan alternatives, credit criteria, interest rates and loan documentation in a positive and professional manner.
- Managing the overall operations of the branch and ensuring adherence to all operations, security, risk and regulatory policies and procedures.
- Recommended as a service ambassador 2019 as a top mortgage producer.
- Leveraging business partnership with external and internal clients to drive branch sale goals.
Financial Service Officer
Georgia United Credit Union
07.2014 - 06.2016
- Demonstrated knowledge of branch financial products, including loans and lines of credit. Identify and cross-sell mortgage, home equity, and consumer lending products to deepen financial relationship.
- Advanced to keyholder and assistant manager-in-charge in manager's absence.
- Provide money management consultation and credit building strategies
- Evaluate and verify loan applications to meet required credit criteria. Ensure submitted loans are accurately processed and documented prior to disbursement.
Financial Service Representative
SunTrust Bank
05.2008 - 07.2014
- Ranked in the top sixty Financial Service Representatives.
- Build new and expand existing personal and business client relationships through daily client proactive communications, and business visits.
- Refer potential clients to business partners including business bankers, investment bankers and mortgage bankers.
- Recommend loan solutions by utilizing consultative skills. Assist clients in completing loan applications and perform loan closings.
- Request and review all required information and documentation and schedule closings.
- Answer customers' general inquiries as well as inquiries regarding loan and account issues.
Education
MBA - Business Administration
Kennesaw State University
Skills
- Loan Application Evaluation
- Cross-Selling
- Prospecting Clients
- Self starter
- Detail oriented
- Effective time management
- Strong interpersonal skills
- Microsoft Office
- Automated Underwriting System (AUS)
- Multitasking and Prioritization
Timeline
Sr. Loan Officer
SWBC Mortgage Orporation
09.2020 - Current
Assistant Branch Manager
Georgia United Credit Union
06.2016 - 09.2020
Financial Service Officer
Georgia United Credit Union
07.2014 - 06.2016
Financial Service Representative
SunTrust Bank
05.2008 - 07.2014
MBA - Business Administration
Kennesaw State University
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