Summary
Overview
Work History
Education
Skills
Timeline
Generic

Theresa (Terri) Hughes

Summary

Accomplished at Cigna HealthCare, adept in design thinking and teamwork, I spearheaded product development and benefits implementation, significantly enhancing automation and compliance processes. Leveraged data-driven decision-making and organizational skills, achieving streamlined operations and improved team training methodologies.

Overview

38
38
years of professional experience

Work History

Product Development Lead Analyst/Product Development Consultant

Cigna HealthCare
10.2020 - 01.2024

Auditing CMS (Center for Medicare and Medicaid) QHP (Qualified Health Care) templates for all IFP (Individual and Family Plans) states.

Auditing SBCs (Summary of Benefits ans Coverage) for all IFP states.

Training new and current team members.

Managing QHP templates being loaded for OLQ (On-line Quoting) partners.

Building SBC templates in our vendor HighRoads system to implement automation of SBCs.

Loading all Off Exchange templates in the HIOS (Health Insurance Oversight System)/RBIS (Rates and Benefits Information System) systems for all IFP states in order for IFP plans to be available for consumers to view and compare plans on HealthCare.gov.

Uploaded all IFP States SBCs to Filenet to be available on MyCigna.com.

Uploaded all IFP States SBCs to onBase to be available for Customer Service Representatives.

 Business Project Specialist/Lead Operations Analyst

Cigna HealthCare
01.2015 - 10.2020

Primarily responsible for completing CMS QHP Plans and Benefits template for Individual and Family plans related to the ACA.
Create Individual and Family plans SBCs (ACA required employee Summary of Benefits and Coverage).
Load information to HPS (Health Partner Systems) for our consumer viewing.
Perform benefit audits of our OLQ (On-line Quoting Partners) partners.
Maintain MAS (Master Account Structure) document which contains an abundance of information used by downstream areas such as Pro duct and Facets.

 Benefits Implementation Lead Regional/National Account Coordinator

Cigna Healthcare
09.2009 - 01.2015

Act as the ongoing expert regarding client plan interpretation.
Update Employer Benefit Summaries and maintain updates.
Review Client or Sales produced Benefit Summaries against ePro and source documents for benefit accuracy.
Apply legislation to Employer Benefit Summaries.
Review benefits for Essential Health Benefits and ACA compliance.
Create SBCs (ACA required Summary of Benefits and Coverage).
Responsible for more than 50 Regional and National Accounts.

Attended Internal and External Implementation meetings.

Responsible for maintaining a complex book of business and providing any benefits and administrative related information for clients and internal matrix partners on specific accounts.
Served as a technical resource to assess the feasibility of requested plan designs.

Benefits Access Senior Analyst National Accounts

Cigna HealthCare
01.2005 - 09.2009

Responsible for loading Medical and Dental Benefits into BIDS to be reflected in Benefit Access in order to allow accurate benefit quoting for the National Account Segment.
Attend Expert Team meetings.
Worked on the Compare Tool Project.

Auditing Benefits Access.

Senior Benefit Coordinator

Cigna HealthCare
08.1998 - 01.2005

Responsible for accurate loading of medical benefits into the Medicom and PHMS claim systems.
Attend Expert Team meetings to help implement new and existing cases.
Assist in daily managerial responsibilities in manager's absence.

Adjustment Coordinator

Cigna HealthCare
06.1994 - 08.1998

Monitored, recorded and adjusted Claim Processors defects.
Reviewed and adjusted medical claims and audited medical files.
Interpreted legislation as it pertains to the medical insurance industry.
Served on numerous committees to develop and promote efficiency along with productivity.

Senior Benefits Analyst

Cigna HealthCare
11.1985 - 06.1994

Processed and approved medical claims for payment.
Analyzed and researched medical plans to determine correct benefits.
Served as Team Leader.
Strong ICD-9 and CPT coding knowledge.

Education

High School Diploma -

Newburgh Free Academy
Newburgh, NY
06-1981

Skills

  • Design thinking
  • Data-driven decision making
  • Product roadmapping
  • Product documentation
  • Audits
  • Teamwork and collaboration
  • Problem-solving
  • Attention to detail
  • Reliability
  • Organizational skills
  • Microsoft office
  • Time management abilities

Timeline

Product Development Lead Analyst/Product Development Consultant

Cigna HealthCare
10.2020 - 01.2024

 Business Project Specialist/Lead Operations Analyst

Cigna HealthCare
01.2015 - 10.2020

 Benefits Implementation Lead Regional/National Account Coordinator

Cigna Healthcare
09.2009 - 01.2015

Benefits Access Senior Analyst National Accounts

Cigna HealthCare
01.2005 - 09.2009

Senior Benefit Coordinator

Cigna HealthCare
08.1998 - 01.2005

Adjustment Coordinator

Cigna HealthCare
06.1994 - 08.1998

Senior Benefits Analyst

Cigna HealthCare
11.1985 - 06.1994

High School Diploma -

Newburgh Free Academy
Theresa (Terri) Hughes