Summary
Overview
Work History
Education
Skills
Timeline
Generic

Thomas Carlson

Rocky River,OH

Summary

Accomplished banking professional specializing in underwriting and credit evaluation. Demonstrated expertise in exceeding goals and managing risk, complemented by exceptional problem-solving abilities and interpersonal skills.

Overview

19
19
years of professional experience

Work History

Triple Crown Banker

Rocket Mortgage
03.2023 - Current
  • Mortgage professional with strong focus and background in underwriting, loan processing, operations, and sales.
  • Collaborated with team members to consistently meet or exceed revenue targets and objectives.
  • Managed risk exposure by conducting thorough credit assessments for loan applicants.
  • Developed and maintained strong client relationships, providing exceptional service and advice.

Triple Crown Solution Consultant

Rocket Mortgage
09.2013 - 02.2023
  • Assigned and helped with the processing of loan applications that did not meet underwriting guidelines.
  • Assisted clients in navigating complex underwriting challenges, offering expert guidance and strategic recommendations.
  • Worked directly with clients along with internal team members which included bankers, underwriting and operations directors, title coordinators, and capital markets.
  • Developed innovative strategies for clients, resulting in increased revenue.
  • Provided ongoing support to clients post-implementation, ensuring long-term success of implemented solutions.
  • Made credit decisions based on the risk of the applicant.

Presidents Club Mortgage Banker

Rocket Mortgage
02.2007 - 08.2013
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Conducted thorough analyses of applicants'' financial status, credit, and property evaluations to determine loan feasibility.
  • Assisted clients in understanding the mortgage process, addressing concerns, and making informed decisions.
  • Exceeded sales goals consistently by developing strong relationships with clients and realtors.
  • Managed a large pipeline of loans efficiently, prioritizing tasks based on deadlines and client needs.
  • Maintained compliance with federal and state regulations throughout the loan origination process.

Field Trainer/Sales Associate

Bankers Life And Casualty
03.2005 - 02.2007
  • Trained, motivated, guided, supervised and built own sales team.
  • Developed a client base and established working relationships with clients to help plan and implement their retirement goals and meet any of their insurance needs.

Education

BBA - Economics

University of Cincinnati
Cincinnati, OH
06.2004

Skills

  • Underwriting
  • Credit evaluation
  • Income verification
  • Cash flow analysis
  • Excellent team and independent problem solving skills
  • Microsoft Office
  • Microsoft Outlook
  • Salesforce

Timeline

Triple Crown Banker

Rocket Mortgage
03.2023 - Current

Triple Crown Solution Consultant

Rocket Mortgage
09.2013 - 02.2023

Presidents Club Mortgage Banker

Rocket Mortgage
02.2007 - 08.2013

Field Trainer/Sales Associate

Bankers Life And Casualty
03.2005 - 02.2007

BBA - Economics

University of Cincinnati

Similar Profiles

CREATE PROFILE
Thomas Carlson