Summary
Overview
Work History
Education
Skills
Certification
Hobbies and Interests
Timeline
Generic
THOMAS JOHNSON

THOMAS JOHNSON

St. Clair Shores,MI

Summary

Experienced and dependable account executive with a strong background in retail banking, customer service, and consulting. Over 29 years of industry experience, with expertise in various loan products as a results-oriented mortgage consultant. Skilled in working closely with diverse customers to identify their unique needs and maximize revenue for the bank. Known for analytical problem-solving skills and tenacious pursuit of sales opportunities to drive business growth.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Substitute Teacher

Edustaff/PRG
02.2023 - Current
  • Followed classroom plans left by class teacher to continue student education and reinforce core concepts.
  • Upheld classroom routines to support student environments and maintain consistent schedules.
  • Developed strong rapport with students through consistent encouragement and support, fostering a positive learning atmosphere conducive to academic growth.
  • Repeatedly requested as substitute teacher by teachers based on excellent past referrals and trusted performance.
  • Kept students on-task with proactive behavior modification and positive reinforcement strategies.
  • Maintained day-to-day classroom management and discipline to promote learning initiatives.

Home Mortgage Consultant

Wells Fargo Home Mortgage
10.2019 - 01.2023
  • Determined client's goals and advised them on the appropriate mortgage programs based on their individual needs
  • Provided detailed information regarding mortgage products, rates, and terms to customers
  • Assisted customers in selecting the best mortgage product based on their individual needs and goals
  • Managed the entire loan origination process from application to closing

Licensed Senior Mortgage Consultant

New American Funding
03.2018 - 10.2019
  • Responsible for discussing client's needs, recommending the best loan products, helping customers put together a complete loan package and working with the processing and underwriting team throughout the loan process

Licensed Senior Mortgage Banker

JG WENTWORTH
09.2016 - 03.2018
  • Analyze applicants' financial status, credit, and property evaluation to determine loan feasibility
  • Perform daily maintenance of the loan applicant database
  • Adhere to all federal and state compliance guidelines relative to retail lending

Licensed Senior Mortgage Banker

INTERCONTINENTAL CAPITAL GROUP
03.2016 - 08.2016
  • Determined client's goals and advised them on the appropriate mortgage programs based on their individual needs

Licensed Senior Mortgage Banker

QUICKEN LOANS
06.2009 - 06.2012
  • Determined client's goals and advised them on the appropriate Mortgage programs based on their individual needs
  • Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loans
  • Achieved an award to Las Vegas for the top producing regional Banker in September 2009
  • Averaged 22 units and closed $3 million per month

Education

BACHELOR OF SCIENCE - Business Administration, Marketing and Finance

Central Michigan University
Mount Pleasant, Michigan

Skills

  • Detail-oriented
  • Strong interpersonal skills
  • Industry standards and state compliance expert
  • Desktop Underwriter Expert
  • Marketing Expertise
  • Regulatory Compliance
  • Business Development
  • Classroom management
  • Student engagement
  • Relationship building and management
  • Adaptable

Certification

  • Federal SAFE license
  • Substitute Teaching License - Michigan Department of Education
  • Fingerprint Clearance Card - Michigan Department of Public Safety.
  • First Aid Certification.

Hobbies and Interests

  • President of Phi Theta Kappa (Fraternity of Leadership, Scholarship and Service)
  • Active member of the Grosse Pointe Camera Club
  • Michigan Notary

Timeline

Substitute Teacher

Edustaff/PRG
02.2023 - Current

Home Mortgage Consultant

Wells Fargo Home Mortgage
10.2019 - 01.2023

Licensed Senior Mortgage Consultant

New American Funding
03.2018 - 10.2019

Licensed Senior Mortgage Banker

JG WENTWORTH
09.2016 - 03.2018

Licensed Senior Mortgage Banker

INTERCONTINENTAL CAPITAL GROUP
03.2016 - 08.2016

Licensed Senior Mortgage Banker

QUICKEN LOANS
06.2009 - 06.2012

BACHELOR OF SCIENCE - Business Administration, Marketing and Finance

Central Michigan University

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THOMAS JOHNSON