Summary
Overview
Work History
Education
Skills
Timeline
Generic

Tiesha Camp

Charlotte,NC

Summary

Highly motivated and results-driven Loss Mitigation and Financial Services Specialist with 9+ years of experience at a major financial Institution (TD Bank). Proven expertise in delinquency resolution, regulating compliance, and complex debt negotiation. Eager to leverage a deep understanding of collection law, bankruptcy, and strategic outreach to minimize institutional risk and enhance customer retention.

Overview

10
10
years of professional experience

Work History

Loss Mitigation Specialist

TD Bank
10.2024 - Current

▪ Proactively mitigated foreclosure risk by executing strategic outreach campaigns(calls,letters,emails) to delinquent borrowers offering solutions to avoid loss.

▪ Provided end to end guidance and assistance to customers throughout the modification process.

▪ Ensured adherence to all applicable laws and regulations according to loan type.

▪ Responded to and swiftly resolved customer complaints by taking appropriate action.

▪ Coordinated closely with internal departments, including Loan Servicing, Underwriting, and Legal teams to resolve processing errors.

Debt Specialist IV/ Pre-Charge Off Collections

TD Bank
07.2020 - 10.2024

▪ Manage a high-volume call queue (averaging 80-120 calls/day) for high-risk accounts, consistently meeting or exceeding performance metrics by 90%.

▪ Promoted team performance by providing training and mentorship to new Debt Specialists, shortening their wrap-up time and improving team wide metrics.

▪ Processed customer automotive payments and assigned vendor involuntary and voluntary repossession orders.

Debt Specialist III/ Account Ownership

TD Bank
12.2017 - 07.2020

▪ Consistently achieved monthly collection targets through effective negotiation techniques.

▪ Maintained a high-volume of calls and met the demands of a busy and productive group.

▪ Negotiated payment plans with customers to prevent accounts from potential charge off.

▪ Established strong customer relationships to encourage payment of delinquent accounts.

▪ Educated debtors on the consequences of non-payment and potential resolutions.

Banking Specialist I

TD Bank
03.2016 - 12.2017

▪ Maintained ability to multitask and navigate through computer systems and applications with speed and accuracy while balancing performance to meet a variety or metrics.

▪ Collected customer feedback and made process changes to exceed customer satisfaction goals.

▪ Provide accurate and appropriate information in response to customer inquiries.

Education

Mortgage Loan Originators (MLO) License, NMLS #2412146- State Of South Carolina -

Non Active
06.2025 - 11.2025

A Notary Public

State of North Carolina
03-2025

Skills

Skip tracing (Lexis Nexis, Innovis, Accurint)

Delinquency Resolution

Loss Mitigation & Servicing (Loan Serv, Fidelity)

Problem Solving Skills

Microsoft Office Suite ( Word, Excel)

Detailed/Investigation reporting

Timeline

Mortgage Loan Originators (MLO) License, NMLS #2412146- State Of South Carolina -

Non Active
06.2025 - 11.2025

Loss Mitigation Specialist

TD Bank
10.2024 - Current

Debt Specialist IV/ Pre-Charge Off Collections

TD Bank
07.2020 - 10.2024

Debt Specialist III/ Account Ownership

TD Bank
12.2017 - 07.2020

Banking Specialist I

TD Bank
03.2016 - 12.2017

A Notary Public

State of North Carolina
Tiesha Camp