Summary
Overview
Work History
Education
Skills
Community Service
Timeline
Generic

Timothy Hrbacek

Pensacola

Summary

Accomplished Eagle Scout with the Boy Scouts of America. Developed invaluable leadership skills and a strong sense of dedication. Honored recipient of the Chick-Fil-A Future Leaders Scholarship, recognizing potential for future success. Consistently exceeded expectations at Navy Federal Credit Union, as evidenced by outstanding performance on multiple Performance Appraisal Reviews (PARs) ranging from 120 days to 7 years. Effective Credit Card and Mortgage Services Navigator, guiding clients through complex financial processes to ensure satisfaction and success. Demonstrated commitment to community service and making a positive impact through involvement with the Knights of Columbus.

Overview

21
21
years of professional experience

Work History

Owner/ Driver

A Brides Ride
01.2022 - Current

Transported clients in selected vintage vehicles.

Executed regular upkeep to sustain the condition of classic automobiles.

Handled troubleshooting during customer events effectively.

MSR II/III/IV mortgage branch

Navy Federal Credit Union
01.2019 - Current

Applied extensive knowledge of Navy Federal Credit Union mortgage products and financial principles.

Developed skills navigating mortgage applications and approvals.

Exhibited strong understanding of finance protocols.

Maintained active status with Nationwide Mortgage Licensing System and Registry.

Utilized advanced communication skills to interpret and present legal documentation clearly.

Enhanced loyalty by optimizing engagement strategies.

Enhanced client relations and support in estate lending.

Performed precise calculations using mathematical techniques.

Developed expertise in word processing and spreadsheet software applications.

Demonstrated efficient collaboration with automated systems.

MSR I/II credit cards branch

Navy Federal Credit Union
01.2017 - 01.2019

Processed credit card applications efficiently.

Handled payment reversal procedures.

Advised on credit card functionality

Executed reward redemptions efficiently.

Provided troubleshooting for transaction declines.

Addressed payment application issues efficiently for members.

Processed customer payments efficiently and accurately.

Replaced credit cards

Managed and executed balance transfers

Enabled instant availability of payments.

Strengthened account security for member profiles.

Service Advisor

World Ford Pensacola
01.2016 - 01.2017
  • Delivered exceptional support for client inquiries, fostering loyalty and repeat business.
  • Conducted thorough assessments for vehicle issues to recommend appropriate services.
  • Developed knowledge of product offerings to provide informed recommendations to customers.
  • Resolved service issues promptly, maintaining positive customer relationships.

Team Member

Chick-Fil-A Bayou Blvd
01.2004 - 01.2016
  • Kept work areas clean, organized, and safe to promote efficiency and team safety.
  • Learned all required tasks quickly to maximize performance.
  • Worked scheduled shifts and remained available to work during coworker absences, holidays, and busy periods.
  • Contributed to team success by completing jobs quickly and accurately.
  • Developed strong cooperative relationships with coworkers and managers.
  • Maintained productive, efficient approach to all tasks.
  • Developed strong customer service and product knowledge skills to enhance individual and team performance.
  • Worked different stations to provide optimal coverage and meet production goals.
  • Addressed and resolved customer complaints in polite and professional manner.

Education

Bachelor of Applied Science - Business and Management, Health Care Management

Pensacola State College
Pensacola, FL
01.2016

Associate of Arts - General Studies

Pensacola State College
Pensacola, FL
01.2010

Skills

  • Familiarity with NFCU mortgage products and lending concepts
  • Experience with mortgage application and approval process
  • Familiarity with financial industry standards and practices
  • Currently registered with Nationwide Mortgage Licensing System and Registry

Community Service

Boy Scouts of America, Eagle Scout Award

Timeline

Owner/ Driver

A Brides Ride
01.2022 - Current

MSR II/III/IV mortgage branch

Navy Federal Credit Union
01.2019 - Current

MSR I/II credit cards branch

Navy Federal Credit Union
01.2017 - 01.2019

Service Advisor

World Ford Pensacola
01.2016 - 01.2017

Team Member

Chick-Fil-A Bayou Blvd
01.2004 - 01.2016

Bachelor of Applied Science - Business and Management, Health Care Management

Pensacola State College

Associate of Arts - General Studies

Pensacola State College
Timothy Hrbacek