Summary
Overview
Work History
Education
Skills
Timeline
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Timothy Lynch

Rockville Centre,NY

Summary

Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty. Organized Mortgage Loan Officer with 20 years of experience in origination of mortgages . Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Talented Loan Officer with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Organized Mortgage Loan Officer with [Number] years of experience in [Area of Expertise]. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.

Overview

16
16
years of professional experience

Work History

Mortgage Loan Officer

US Bank Home Mortgage
07.2022 - Current
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
  • Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.

Mortgage Loan Officer

Citibank, NA
07.2019 - 07.2022
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
  • Participated in industry events and conferences to build relationships and gain market intelligence.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.

Mortgage Loan Officer

Citizens Bank
10.2014 - 06.2019
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
  • Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.

Mortgage Loan Officer

Bank Of America
05.2008 - 09.2014
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
  • Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.

Education

Bachelor of Arts - Accounting And Finance

Towson University
Baltimore, MD

High School Diploma -

South Side High School
Rockville Centre, NY

Skills

  • Goal-Oriented
  • Relationship selling
  • Loan Origination
  • Residential mortgage lending regulations
  • Sales Development
  • Financial Analysis
  • Document Review
  • Regulatory Compliance
  • Refinancing options
  • Licensed Mortgage Loan Originator

Timeline

Mortgage Loan Officer

US Bank Home Mortgage
07.2022 - Current

Mortgage Loan Officer

Citibank, NA
07.2019 - 07.2022

Mortgage Loan Officer

Citizens Bank
10.2014 - 06.2019

Mortgage Loan Officer

Bank Of America
05.2008 - 09.2014

Bachelor of Arts - Accounting And Finance

Towson University

High School Diploma -

South Side High School
Timothy Lynch