Timothy Teske
Property Claims Adjuster
Aurora,Colorado
Summary
Customer-oriented Property Claims Adjuster with proficiency in evaluating losses and interpreting federal regulations and laws. Adept at carefully reviewing claim information to avert fraudulent claims. Experience coordinating with other adjusters and professionals to assess damages. Claims Adjuster with deep experience in confidential litigation claims. Superbly positioned to investigate, evaluate, and settle property claims. Excellent abilities to decipher fraudulent activities, analyze data, confer with legal counsel, and communicate with insurance brokers to gain details for processing claims. Licensed Claims Adjuster experienced in reviewing damage appraisals, determining coverage and paying claims.
Overview
1
1
Certification
14
14
years of professional experience
Work History
Property Damage Specialist
Travelers Insurance
09.2016 - Current
- Investigate property damage claims.
- Record interviews with the insured, review policies and determine if coverage’s apply.
- Manage any additional investigation into the loss.
- Apply coverage's properly to the loss, and determine if there are any exclusions that apply.
- Write estimates for personal property as well as for the dwelling
- Determine if additional living expenses are appropriate for the loss and manage these expenses and confirm all damages are within the limits of the policy.
- Confirm that all claims are handled within the state and federal regulations Was part of a proof of concept trial for a new water mitigation specialist position within the property claims department.
- Investigated and assessed damage to property and reviewed property damage estimates.
- Investigated claims involving potential and suspected fraudulent activities.
- Issue payments.
Total loss Specialist
Travelers Insurance
08.2011 - 09.2016
- Review claims where the vehicle has been deemed a total loss.
- Review pictures and estimate of vehicle to confirm all options and damages.
- Review value report and confirm mileage, options, unrelated prior damage and anything else related to the damaged vehicle.
- Confirm that all state regulations for the loss are followed.
- Determined salvage value on total-loss vehicle
- Contact the insured to settle the claim, and secure any necessary documents.
- Contact any lien holder and secure the appropriate documents.
- Issue payments.
- Manage any rental vehicles.
- Helped customers obtain alternate transportation via rental car services.
- Identified suspicious claims, escalating issues to Travelers Investigative Services for further investigation and analysis.
Auto Liability/Total Loss
Progressive Insurance
02.2007 - 07.2011
- Investigate accident claims by contacting all parties involved and taking recorded statements, reviewing the police report, and doing accident scene investigations if necessary.
- Review damages to vehicles to make sure damages are consistent with the facts of loss.
- Determine liability based on facts gathered during investigation.
- Inspect vehicle damage and write estimate.
- Issue payments.
- In the last year of employment I was working out of a Satellite office at the wrecking yard where in addition to the above duties, I would also inspect total loss vehicles, confirm damages, as well as any unrelated prior damage, and obtain a value for the vehicle, contact any lien holder and obtain appropriate documents to settle the claim.
Education
Bachelors Degree -
University of Northern Colorado
Skills
Valuation knowledge
Interior water damage background
Policy investigations
Legal proceedings knowledge
Accident scene investigations
Personal, casualty and property loss
Excellent people skills
Insurance policy knowledge
Certification
Property Adjuster License in 45 states
Timeline
Property Damage Specialist
Travelers Insurance
09.2016 - Current
Total loss Specialist
Travelers Insurance
08.2011 - 09.2016
Auto Liability/Total Loss
Progressive Insurance
02.2007 - 07.2011
Bachelors Degree -
University of Northern Colorado