Hi, I’m
Tina Spindler
Mortgage Professional
Phoenix,AZ
Whether you think you can or whether you think you can’t, you’re right!
Henry Ford
Summary
Enthusiastic Administration and Operations Professional eager to contribute to team success through hard work, attention to detail and excellent organizational and communication skills. Clear understanding and training in privacy, regulations and compliance policy. Motivated to learn, grow and excel in a new environment.
Overview
20
years of professional experience
1
Certification
Work History
New West Lending, IncPhoenix, AZ
Loan Processor
12.2020 - 05.2022
Job overview
- Collect proper and necessary documentation to efficiently present a complete and thorough mortgage application
- Currently funding 25 loans monthly
- No contractual closing date has been extended due to processing shortcomings.
- Set up and completed loan submission packages.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Handled any conditions sent from underwriting departments.
- Maintained long-term relationships with customers to provide best-in-class customer service.
- Provided quick turnaround times to maintain fast-past schedule.
- Checked packages for appropriate documentation.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Evaluated approvals against established bank and government lending standards.
- Upheld complete confidentiality of all submitted information according to release guidelines.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Mr. CooperChandler, AZ
Home Advisor
08.2020 - 12.2020
Job overview
- Convert prescreened inbound customer service calls to refinance loan applications utilizing multiple custom and retail servicing, sales, pricing and escrow software via Encompass family of applications.
Amerifirst FinancialGilbert, AZ
Post Closing Specialist
03.2020 - 08.2020
Job overview
- Primary point of contact for investor related issues
- Manage and follow-up personal pipeline to ensure files are processed thoroughly and in a timely manner
- Work with Processors, Funders and Underwriters on outstanding items: Missing signatures, recording errors, LE, COC, CD and PCC
- Complete working knowledge of investors' portals and GSE websites
- Ability to adapt independently to changing procedures and workflow conditions with minimal supervision
- Strong understanding of GSE mortgage documents: UCDP, UCD, DU/LPA, SSR etc
Amazon Fulfillment AssociatesNorth Las Vegas, NV
Warehouse Associate
09.2019 - 02.2020
Job overview
- Perform production duties ensuring inventory accuracy above the expectation for each task while consistently exceeding department performance goals
- Offer innovative solutions to everyday challenges
- Demonstrate positive work attitude and leadership skills with commitment to a culture of safety.
American Mortgage ConsultantsRemote, Las Vegas , NV
Analyst
09.2016 - 12.2018
Job overview
- Manual Frontline Underwriting Conventional/Conforming loan products
- Determine and document loan conditions, communicating requirements/decisions
- Identify portfolio risks resulting from client's underlying business practices, underwriting and fraud exposure.
- Analyzed unstructured information to derive key insights.
- Performed audits of subsidiaries to protect shareholders and potential investors from fraudulent or unrepresentative financial claims.
- Performed quality assurance to meet appropriate standards and facilitate improvement of processes.
- Monitored compliance and filing requirements in conjunction with staff and management.
Education
Ed W Clark High SchoolLas Vegas, NV
Skills
- Loan Officer Experience
- Banking
- Salesforce
- Credit Analysis
- Tax Experience
- Negotiation
- Loan Origination
- Computer Literacy
- Time management
- Fair Housing
- NMLS
- Property Evaluation
- Borrower Correspondence
- Title Research
- Financial Data Analysis
- Calyx Point
- Loan Modification
- Government Lending
- Credit Reports
- Property Inspection Requirements
- Regulatory Compliance
- Loan Feasibility Assessment
- Creditworthiness Determination
- Automated Underwriting Systems
- Attention to Detail
- Analytical and Critical Thinking
- File Organization
- Economics Understanding
- Loan Portfolio Monitoring
- VA and FHA Loan Processing
- Complex Mathematics
- Teamwork and Collaboration
- Dedicated Work Ethic
Certification
Microsoft Office (10+ years) Encompass (5 years) Point (5 years) Desktop Underwriter (10+ years) Loan Prospector (10+ years) FHA (10+ years) VA (10+ years) Construction Loans (3 years) Reverse Mortgage (1 year) Conventional & Jumbo (10+ years) Down Payment Assistance / 1st Time Homebuyer (5 years)
Additional Information
- Authorized to work in the US for any employer
Availability
See my work availability
Not Available
Available
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Loan Processor
New West Lending, Inc
12.2020 - 05.2022
Home Advisor
Mr. Cooper
08.2020 - 12.2020
Post Closing Specialist
Amerifirst Financial
03.2020 - 08.2020
Warehouse Associate
Amazon Fulfillment Associates
09.2019 - 02.2020
Analyst
American Mortgage Consultants
09.2016 - 12.2018
Ed W Clark High School
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