Summary
Overview
Work History
Education
Skills
Timeline
Distinguished Performance Award
Generic

Tom Sutherland Jr.

Hollywood,SC

Summary

Dynamic Large Loss Adjuster with Allstate Insurance Co, skilled in claims investigation and property valuation. Proven track record of reducing claim processing time and enhancing client satisfaction through exceptional customer service. Adept at policy interpretation and collaborating across departments to drive operational efficiency and effective cost recovery.

Overview

23
23
years of professional experience

Work History

Large Loss Adjuster

Allstate Insurance Co
01.2004 - Current
  • Negotiated fair settlements, balancing the interests of both policyholders and the insurance company.
  • Participated in cross-functional teams to review policies and procedures, resulting in improved operational efficiency across multiple departments within the organization.
  • Mentored junior adjusters, sharing industry knowledge and best practices to enhance overall team performance.
  • Collaborated with various departments to resolve discrepancies and expedite claim settlements.
  • Reduced claim processing time by efficiently investigating and analyzing complex insurance claims.
  • Evaluated subrogation opportunities against responsible third parties for effective cost recovery.
  • Maintained up-to-date knowledge of industry regulations, trends, and emerging issues through continuous professional development courses.
  • Collaborated with legal counsel on litigated claims, providing necessary documentation and evidence to support case resolution efforts.
  • Enhanced client satisfaction with timely communication and updates on claim status.
  • Interpreted policy language accurately, ensuring appropriate coverage determination for each claim scenario.
  • Provided exceptional customer service during stressful events, demonstrating empathy and understanding towards clients'' concerns.
  • Managed high caseloads effectively while maintaining quality standards and adhering to strict deadlines.
  • Conducted thorough field investigations for accurate assessment of property damages and loss valuations.
  • Assisted homeowners by coordinating vendor services, emergency repair, cleaning and contractors.
  • Identified suspicious losses and contacted manager for investigative assistance.
  • Investigated and assessed damage to property and reviewed property damage estimates.

Commercial Property Adjuster

Nationwide Insurance Company
08.2002 - 01.2004
  • Carefully reviewed claim information to verify accuracy and avert fraudulent claims.
  • Investigated claims by reviewing policy contracts to determine claim coverage based on cause and facts of loss.
  • Scoped and photographed properties for defects and damage.
  • Used MSB to compile estimates for personal property and structure damage.

Education

Bachelor of Science - Business Administration

Marshall University
Huntington, WV
12-1987

Skills

  • Claims investigation
  • Property valuation
  • Damage assessment
  • Policy interpretation
  • Highly motivated
  • Customer service
  • Claims adjustment
  • Computer skills / Xactimate

Timeline

Large Loss Adjuster

Allstate Insurance Co
01.2004 - Current

Commercial Property Adjuster

Nationwide Insurance Company
08.2002 - 01.2004

Bachelor of Science - Business Administration

Marshall University

Distinguished Performance Award

Distinguished Performance Award winner for being rated an exceeds employee.

Chairman and Good Hands Award winner for customer service and community activity.