Tony Palm
International Falls,MN
Summary
Dynamic banking professional with extensive experience, excelling in commercial lending and portfolio management. Proven track record in analyzing loan requests and making strategic credit decisions. Adept at fostering customer relationships and driving business development, ensuring profitability and growth in competitive markets.
Overview
22
22
years of professional experience
Work History
Vice President
Trustar Federal Credit Union
International Falls, Minnesota
06.2016 - 11.2023
- Assist members with their consumer and commercial lending needs, analyze loan requests and make credit decisions based on lending policy.
Vice President/Business Officer
Bremer Bank
11.2010 - 06.2016
- Managed and grew a commercial portfolio in excess of $14MM
Bank President
Border State Bank-International Falls
International Falls, MN
05.2009 - 10.2010
- Responsible for managing profitability and staff for the $50+MM International Falls market
Business Development Officer
Border State Bank-Baudette
Baudette
02.2008 - 05.2009
- Responsible for working with commercial lenders in 6 locations
- Completed sales trainings and tracked performance for incentive programs
- Made joint calls with lenders to existing and potential customers
Business Officer
Border State Bank-Baudette
Baudette
10.2001 - 02.2008
- Maintained and help grow a loan portfolio of $10+MM
Education
Minnesota Bankers Commercial Lending School -
01.2002
BS - Business Administration/Management
Bemidji State University
01.1995
Associates of Arts degree -
Rainy River Community College
01.1992
Skills
- Loan analysis
- Credit decisioning
- Commercial lending
- Portfolio management
- Risk assessment
- Customer relationship management
- Business development
Timeline
Vice President
Trustar Federal Credit Union
06.2016 - 11.2023
Vice President/Business Officer
Bremer Bank
11.2010 - 06.2016
Bank President
Border State Bank-International Falls
05.2009 - 10.2010
Business Development Officer
Border State Bank-Baudette
02.2008 - 05.2009
Business Officer
Border State Bank-Baudette
10.2001 - 02.2008
Minnesota Bankers Commercial Lending School -
BS - Business Administration/Management
Bemidji State University
Associates of Arts degree -
Rainy River Community College
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