Tonya Garick
Orangeburg,South Carolina
Overview
28
28
years of professional experience
Work History
Independent Claims Adjuster
JMI Reports, Inc.
Orangeburg, South Carolina
06.2010 - Current
- Inspect residential, commercial, agricultural, and business entities to analyze, assess, and report on underwriting risks.
- Assess Business Owner Policies (BOPs), agribusinesses, farms, garage and storage areas during field inspections.
- Report directly to the companies contracted by JMI.
- Recognized for ability to complete tasks quickly, accurately, and efficiently with excellent customer satisfaction.
- Family-owned, Ohio-based inspection service partnered with various insurance corporations.
Property Claim Representative
Farmers Insurance Group of Companies
Orangeburg, South Carolina
08.2008 - 06.2010
- Conducted field investigations concerning property damage, serious injury claims, lawsuits, and complex coverage issues.
- Negotiated with policyholders to settle claims.
- Analyzed circumstances, conditions, and responsibilities and used laptop, software, and digital camera to record results.
- Reported directly to home office.
- Traveled in the three-state region to assess storm damage, house fires, and natural disasters and walk policyholders through the sometimes-daunting claims process.
- Twice named Adjuster of the Month for the coverage area.
- Third-largest U.S. insurance company, serving 20M policies worth $14.5B.
Case Manager / Consultant
Gooding & Gooding PA
Allendale, South Carolina
07.2007 - 08.2008
- Evaluated, negotiated, and resolved injury claims in litigation with other personal attorneys and claims adjusters.
- Reviewed contracts and applicable laws regarding policies and coverage.
Case Manager / Analyst
Nationwide Insurance Co.
Columbia, South Carolina
01.2007 - 07.2007
- Handled a case load of 350+ files.
- Performed complex investigations on serious injuries, coverage issues, and lawsuits.
- Processed litigated files and developed resolution plans with staff.
- Reviewed conciliations, prepared submissions for arbitration, attended arbitrations as a company witness, and participated in such legal proceedings as depositions, mediations, arbitrations, pretrials, and trials, as required.
- Tracked and controlled legal expenses.
- Branch of a Fortune 100 insurance firm.
Property Claim Representative / Litigation Representative
State Farm Insurance Co.
Columbia, South Carolina
01.1998 - 01.2007
- Performed all tasks and responsibilities of a Claims Specialist.
- Investigated and analyzed all claims to identify relevant facts to determine coverage, liability, and damages.
- Interviewed and reported on statements given by claimants, witnesses, agents, medical providers, and authorities.
- Reviewed, researched, verified, and confirmed priority of coverage.
- Determined settlement amounts.
- Wrote denial letters as appropriate.
- Documented claim activities and final results, filed litigated documents on appropriately assigned cases, and managed file inventory and expenses through corporate logging system.
- Trained new hires as required.
- Skillfully piloted two major projects: a low- / no-impact bodily injury trial program and the company’s first-in-state work-at-home project.
- Shared in an Adjuster of the Year Award as part of an interoffice team achieving high quotas.
- Received early promotion based on job excellence and high-quality performance.
- Largest U.S. insurance group, 41st on the Fortune 500 list, with premiums now worth $50.8B.
Timeline
Independent Claims Adjuster
JMI Reports, Inc.
06.2010 - Current
Property Claim Representative
Farmers Insurance Group of Companies
08.2008 - 06.2010
Case Manager / Consultant
Gooding & Gooding PA
07.2007 - 08.2008
Case Manager / Analyst
Nationwide Insurance Co.
01.2007 - 07.2007
Property Claim Representative / Litigation Representative
State Farm Insurance Co.
01.1998 - 01.2007