TOWANDA WEBSTER-PATTERSON
Finance
Jacksonville,FL
Summary
- Knowledgeable and efficient in the mortgage industry
- Mortgage Loan Processor
- Underwriting
- Mortgage Customer Service
- Lending/Underwriting Guidelines
- Credit/Income Analysis
- Cash Flow Analysis
- Risk Assessment
- Loan-to Value Ratios
- Debt-to-Income Ratios
- Conventional/Government Loans
- Servicing Analyst
- Loan Modifications
Overview
16
16
years of professional experience
Work History
Mortgage Loan Processor
Simple Mortgage Processing LLC
09.2020 - 06.2023
ACCOUNT RESOLUTION SPECIALIST
Wells Fargo Bank
09.2019 - 09.2020
INSURANCE AGENT
COMBINED INSURANCE
05.2019 - 08.2019
SERVICING ANALYST
DIGITAL RISK LLC
04.2018 - 03.2019
LOAN MODIFICATION UNDERWRITER
BANK OF AMERICA
10.2012 - 06.2017
CUSTOMER RELATIONSHIP MANAGER
BANK OF AMERICA
04.2011 - 10.2012
LOAN PROCESSOR
BANK OF AMERICA
06.2007 - 04.2011
Education
Certificate Of Completion - Ministry
The Church Group Worldwide
Jacksonville, FL06.2007
Business
FLORIDA STATE COLLEGE AT JACKSONVILLE
01.1992
Skills
- Leadership skills (Strategy, Motivating others, Coaching, Guidance)
- Communication skills
- Teamwork skills
- Problem Solving skills
- Organization skills
- Computer skills (google drive, microsoft office, email)
- Soft skills (strong work ethic, flexibility, integrity, empathy, self-motivated)
- Loan Paperwork
- Critical Thinking
- Financial Underwriting
- Information Verification
- Financial Document Review
- Gathering Appraisals
- Government Lending
- Consumer Loan Underwriting
- Microsoft Office
- Desktop Underwriter
- Processing Procedures
- Legal Documentation
- Loan and Transactions Advisory
- Credit Reporting Software
- Mortgage Broker Collaboration
- Closing Documentation
- Resolve Paperwork Errors
- Calculations Error Correction
- General Mortgage Associate
- Appoint Scheduling
- Closing Costs Calculation
- Mortgage Closing Scheduling
- Loan Information Recording
References
provided upon request
Timeline
Mortgage Loan Processor
Simple Mortgage Processing LLC
09.2020 - 06.2023
ACCOUNT RESOLUTION SPECIALIST
Wells Fargo Bank
09.2019 - 09.2020
INSURANCE AGENT
COMBINED INSURANCE
05.2019 - 08.2019
SERVICING ANALYST
DIGITAL RISK LLC
04.2018 - 03.2019
LOAN MODIFICATION UNDERWRITER
BANK OF AMERICA
10.2012 - 06.2017
CUSTOMER RELATIONSHIP MANAGER
BANK OF AMERICA
04.2011 - 10.2012
LOAN PROCESSOR
BANK OF AMERICA
06.2007 - 04.2011
Certificate Of Completion - Ministry
The Church Group Worldwide
Business
FLORIDA STATE COLLEGE AT JACKSONVILLE