TRACY WHITMILL
Tampa,FL
Summary
An achievement driven loan officer highly skilled in originating and processing mortgage loan applications for investment properties. Highly skilled in soliciting new business while building a solid customer base. Dynamic communicator who consistently exceeds goals and expectations with a proven track record.
Overview
7
7
years of professional experience
Work History
Investor Lending Consultant
Constructive Loans
Tampa, FL
09.2021 - Current
- Proactively solicits new mortgage opportunities to investors of non-owner occupied investment properties.
- Originate mortgage applications for financing on fix and flip properties, purchases and/or refinances with or without cash out.
- Originate applications for single family homes, condos, townhomes, 1-20 unit buildings, multi-family and muli-purpose properties.
- Responsible for generating new leads by attending events, conferences and zoom meetings.
- Works with underwriters, processors, auditors, closers and funders to effectively close loans by assigned due date.
Virtual Loan Officer II
GTE Financial
Tampa, FL
12.2017 - 05.2021
- Experienced in entering quality loan applications for consumer products
- Able to read and interpret credit bureau reports and explain any loan-related information to applicant.
- Analyzed loan information to render a decision within stated lending authority
- Strong ability to cross-sell appropriate products and services
- Responsible for contacting new and existing members via outbound calls and messages to promote products and services
- Successfully closed an average of $600,000-$5,000,000 per month in loan production.
- Approved or declined loans within established limits of lending authority
BUSINESS DEVELOPMENT EXECUTIVE
Ceridian Corporation
St. Petersburg, FL
01.2015 - 11.2017
- Responsible for growing Ceridian's business throughout the Canadian Enterprise Market.
- Prepared proposals, negotiated contracts and connected with clients to drive consistent sales.
- Implemented strategies to develop and expand existing customer base.
- Generated new sales opportunities through direct and telephone selling and emails.
Education
Miami Dade College
Miami, FLSkills
- Originating mortgage applications
- Meeting organizational and individual production goals
- Managing large pipelines
- Established track record
- Loan File Maintenance
- Commercial Real Estate
- Networking and Partnership Development
- New Client Acquisition
Timeline
Investor Lending Consultant
Constructive Loans
09.2021 - Current
Virtual Loan Officer II
GTE Financial
12.2017 - 05.2021
BUSINESS DEVELOPMENT EXECUTIVE
Ceridian Corporation
01.2015 - 11.2017
Miami Dade College
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