Tricia Dammon
Rowlett,US
Summary
Results-driven professional with a Bachelor of Science degree in Accounting and a strong background in loan closing and problem-solving. Returned to the financial services industry in 2016 as a part-time Administrative Assistant after dedicating several years to raising four children and working in our family businesses. Currently serving as a Bank Officer/Loan Assistant Supervisor, excelling in quickly acquiring new skills and identifying innovative approaches to enhance efficiency. Demonstrates commitment to delivering exceptional customer service and dedication to helping others, positioning well to contribute significantly within any commercial lending environment.
Overview
32
32
years of professional experience
1
1
Certification
Work History
Bank Officer/Loan Assistant Supervisor
First United Bank
01.2024 - Current
- Assistant to the Market President - manage his calendar and expense reports, book his meeting rooms and prepare monthly reports in Power Point for his market meetings.
- Manage the work flow between myself and one other Lending Assistant to efficiently close loans for four commercial lenders.
- Coordinate with Treasury Management and the retail banking team to open and service new accounts for borrowers.
- Monitor and collect ongoing covenant requirements and clear exceptions as needed.
- Enter loans into Loan Start, NCino, and Decision Pro depending on the loan type.
- Order due diligence items, organize the loan file, and move loans through appropriate platforms to order loan documents.
- Arrange for closings with title companies, in-house, or by DocuSign.
- Submit signed document packages for funding and upload.
- Fund fee transactions and prepare and send out appropriate wires.
- Ensure post-closing items are recorded and tracked.
- File appropriate titles, UCCs, and recordable documents as necessary.
- Communicate with Portfolio Manager and Credit Analysts regarding loans that are ready to move from underwriting to approval and closing stages.
- Communicate with Loan Operations and Loan Maintenance departments as needed for loans that are in process and loans that are booked.
Senior Executive Lending Assistant
North Dallas Bank and Trust
03.2020 - 01.2024
- Assistant to the Market President and to the Senior Vice President of Commercial Lending
- Ensure C&I and commercial real estate term sheets are prepared in accordance with the bank's credit policy requirements
- Order, collect and review all due diligence items in preparation for loan closings
- Point of contact for customers, attorneys, title companies and commercial lending team to ensure the loan origination process moves along efficiently and that all documentation is circulated to appropriate parties
- Order and review internally prepared and attorney prepared loan document packages
- Funding of loans including distribution of loan proceeds and collection and proper accounting of fees and expenses
- Receive, review and process Advance Funding Notices for Participation and Syndication loans
- Maintain loan files for Participation and Syndication loans where NDBT is the lead bank
- Receive, organize and prepare loan worksheets for booking mortgages purchased from other banking institutions
- Order and audit appraisals, appraisal reviews and environmental assessments
- Maintain flow of loan files and upload all documentation using the bank's loan pipeline and tracking software
- Responsible for maintaining collateral and credit exception reports and procuring necessary documentation from customers
- Responsible for multiple guidance lines of credit from the initial new money request to funding and booking
- Daily decisioning of NSF and Positive Pay items
- Facilitate customer requests for wires, new deposit accounts and Treasury services
Closing Coordinator
PPC LOAN
02.2017 - 02.2020
- Collaborated with Allstate agents, Ameriprise advisors, independent financial advisors and their legal counsel to ensure closings were successful on anticipated dates
- Educated loan parties (purchasers and sellers) on the procedures and expectations for loan closings and funding loan transactions
- Managed project files throughout the closing process and ensured that all files were completed post-closing
- Coordinated with banks regarding approvals, acceptances, loan document preparation, funding and wires
- Evaluated all business entity documents, purchase agreements, non-competition/non-solicitation agreements, subordinated promissory notes, tax returns, transcripts, insurance certificates, leases, site visits and industry contracts submitted for closing and communicated necessary changes as needed
- Reviewed underwriting files to ensure all commitment letters were complete and accurate before being sent to clients
- Obtained payoff letters and lien releases as necessary
- Maintained company closing pipeline for all approved loans
- Assigned closers and post-closers to each loan, ensured necessary approvals were obtained during each phase of closing
- Steward of company system (Salesforce), detailing client communications and exceptions needed post-closing
Operations Assistant
PPC LOAN
02.2016 - 02.2017
- Communicated with all customers from initial loan application phase through underwriting, closing and post-closing
- Followed-up with customers regarding financial reporting and other post-closing loan requirements
- Prepared credit reports, underwriting spreadsheets, lien searches and financial reports for use by financial analysts
- Maintained customer database using Salesforce
- Acted as point of contact for banking partners regarding customer loan records, insurance statuses and customer requests
Confectioner/Chocolatier
Tejas Chocolate + Barbecue
06.2015 - 08.2016
- Created recipes for restaurant's complete line of chocolate truffles using their in-house bean to bar chocolate
- Designed a chocolate truffle menu and handcrafted those chocolates weekly
- Managed the bean to bar process making bars from raw cocoa beans
Owner
Chocolate Punch, LLC
01.2009 - 12.2013
- Owned and managed artisan chocolate shop
- Hired and managed multiple employees
- Planned and hosted in-house events and parties, catered outside weddings and events
- Organized frequent community engagement opportunities and was voted the Champion of the Houston Livestock Show and Rodeo Best Bites Competition in 2014
Pipeline Accountant
Mid Louisiana Gas Pipeline
03.1996 - 01.1999
- Balanced field gas pipeline data to accounting statements and reports
- Coordinated gas supply with gas controllers and sales team
- Prepared monthly and quarterly accounting reports and presented them to management
Accounting Specialist
Centerprise, Inc.
01.1994 - 03.1996
- Collected and organized data relevant to natural gas trading and pricing for the gas trading floor
- Worked directly on the team of the Chief Financial Officer
Credit Assistant
Klochner Namasco Steel
06.1992 - 01.1994
- Managed accounts receivable, organized daily cash payments and reconciled them for essential bank deposits
- Participated in industry meetings regarding best practices in client credit
Education
Bachelor of Science - Accounting
University of Houston-Clear Lake
Houston, TX01.1992
Skills
- Loan Closing
- Funding
- Coordination
- Due Diligence
- Internal Service
- External Service
- Risk Assessment
- Resource Management
- Data Organization
- Collateral Preparation
Certification
Notary Public, State of Texas
Additional Information
Personal and Professional References Available Upon Request
Timeline
Bank Officer/Loan Assistant Supervisor
First United Bank
01.2024 - Current
Senior Executive Lending Assistant
North Dallas Bank and Trust
03.2020 - 01.2024
Closing Coordinator
PPC LOAN
02.2017 - 02.2020
Operations Assistant
PPC LOAN
02.2016 - 02.2017
Confectioner/Chocolatier
Tejas Chocolate + Barbecue
06.2015 - 08.2016
Owner
Chocolate Punch, LLC
01.2009 - 12.2013
Pipeline Accountant
Mid Louisiana Gas Pipeline
03.1996 - 01.1999
Accounting Specialist
Centerprise, Inc.
01.1994 - 03.1996
Credit Assistant
Klochner Namasco Steel
06.1992 - 01.1994
Notary Public, State of Texas
Bachelor of Science - Accounting
University of Houston-Clear Lake
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