Tyler Keel
Raleigh,NC
Summary
Disciplined Mortgage Underwriter pays attention to details by analyzing risks and potential problems within mortgage applications. Team player collaborates well with other underwriters, originators and processors to produce quality results. Acts with fair and ethical behavior and complies with federal regulations and Fair Housing Act requirements.
Overview
6
6
years of professional experience
Work History
Senior Loan Technician
State Employees' Credit Union
RALEIGH, North Carolina
08.2022 - Current
- Conducted research on borrower's credit history using automated systems.
- Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
- Reviewed and analyzed loan applications for completeness and accuracy.
- Collaborated with company teams to expedite loan approval processes.
- Maintained compliance with company and regulatory policies.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Identified potential issues related to title, appraisals, insurance coverage.
Senior Loan Technician
State Employees' Credit Union
RALEIGH, North Carolina
03.2022 - 08.2022
- Review daily volume of loans to ensure proper documentation included.
- Use sound judgment when making decisions and work well under pressure.
- Trained to underwrite First Mortgage.
- Document closing stipulations to processors.
- Highly detailed oriented.
- Verified employment history and income of applicants.
- Worked with cross-functional teams to achieve goals.
- Displayed strong telephone etiquette, effectively handling difficult calls.
- Completed day-to-day duties accurately and efficiently.
Loan Technician I
State Employees' Credit Union
RALEIGH, North Carolina
08.2020 - 03.2022
- Further develop knowledge on the Credit Union's lending policies & effectively communicate to lending employees the guidelines & policies of operations as established by the Board of Directors
- Underwrite Home Equity Lines of Credit to ensure proper documentation is obtained
- Meets compliance & regulatory standards for loan processing & underwriting.
- Review appraisals to ensure collateral is acceptable.
Loan Technician
State Employees' Credit Union
RALEIGH, North Carolina
11.2018 - 08.2020
- Assist branch personnel with real estate questions or concerns
- Perform reviews & verifications for documents
- Answer phone, file documents & perform other clerical duties
- Assist other employees in the department
- Training on Home Equity Lines of Credit loans/CLOS system
- Compare data with source documents, or re-enter data in verification format to detect errors
- Store completed documents in appropriate locations.
Sales Consultant
Leith Nissan
CARY, North Carolina
06.2018 - 11.2018
- Greet customers & ascertain what each customer wants or needs
- Recommend, select & help locate or obtain merchandise based on customer needs & desires
- Product knowledge
- Meet sales quotas
- Turns customers into buyers by matching them with their ideal car
- Closes sales by overcoming objections, asking for sales, negotiating prices, & completing sales & purchasing contracts.
Education
Bachelor of Arts - Political Science
North Carolina State University
Raleigh, NC05.2018
High School Diploma -
Carolina Friends School
Durham, NC06.2013
Skills
- Mortgage Lending
- Credit Analysis
- Loan Processing
- Loan Servicing
- Loan Underwriting
- Document Review
- File Management
- Mortgage Loan Processing
- Employment Verification
- Calculations Review
- Regulatory Compliance
- Data Collection
- Credit Verification
- Loan Disbursement
- Problem-Solving
- Regulatory Compliance Documentation
- Calculations Error Correction
- Decision-Making
- Property Appraisals
- Data Entry
- Consumer Loan Underwriting
Clubs Organizations
North Carolina State University Student Government's UNC-ASG At-Large Delegate 04/2017 - 04/2018
Association of Student Governments is comprised of the 17 UNC systems schools., Monthly General Assembly meetings. ASG is tasked with advocating for public higher education in NC to be accessible and affordable. Partnered with each school to enhance the experience of students in the UNC systems through a grant process. Represented the students of NCSU as the at-large delegate.
UNC-ASG Budget & Finance Committee Voting Member 04/2017 - 04/2018
Served as the voting member for NCSU's delegation. Each year UNCASG provides funds to registered campus organizations within the UNC System to provide innovative programs, projects, and events. The committee is tasked with reviewing grant proposals and approving funding while adhering to precedent set by committee members.
North Carolina State University Provost's Committee on Evaluation of Teaching 08/2017 - 04/2018
Committee advises the Provost on matters of teaching evaluation including evaluating current techniques of faculty teaching, reviewing best practices and suggesting policy improvements.
Wolfpack Advisory Board Vice Chair 08/2017 - 04/2018
The Advisory Board devised policies & guidelines to moderate content on NC State Student (Wolfpack Students) Facebook page. Handled situations when posts violated standards set by the board.
References
- Lisa Dubinski- Mentor, 252-432-7504, dubinskil@yahoo.com
- Dr. Barbara Bennett-Professor, 919-515-4167, barbara_bennett@ncsu.edu
Timeline
Senior Loan Technician
State Employees' Credit Union
08.2022 - Current
Senior Loan Technician
State Employees' Credit Union
03.2022 - 08.2022
Loan Technician I
State Employees' Credit Union
08.2020 - 03.2022
Loan Technician
State Employees' Credit Union
11.2018 - 08.2020
Sales Consultant
Leith Nissan
06.2018 - 11.2018
Bachelor of Arts - Political Science
North Carolina State University
High School Diploma -
Carolina Friends School
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