Tywon Evans
Fontana,USA
Summary
Accomplished professional specializing in financial analysis and client relations, with a strong focus on negotiation and risk management. Experienced in creating personalized debt repayment plans and overseeing portfolio management to drive financial stability. Aiming to apply systematic skills and financial acumen to enhance client and organizational outcomes.
Overview
11
11
years of professional experience
Work History
Debt Consultant
Imerge Financial
02.2023 - Current
- Proficient in utilizing various software tools to formulate payment plans, assess client credit reports, and oversee payments.
- Facilitate in-depth interviews with clients to evaluate current financial situations and formulate comprehensive debt repayment plans.
- Interacting with customers utilizing phone, email, text messages, or alternative communication channels as needed.
- Partnered with legal professionals as needed on complex cases involving multiple creditors or substantial debt amounts.
- Managed a portfolio of high net worth individuals requiring specialized attention due to their unique circumstances.
Loan Consultant
Tripoint Lending
10.2019 - 02.2023
- Administered portfolios, securing on-time payments and sustaining outstanding client rapport.
- Diminished debt by facilitating effective settlement agreements and restructuring payment terms.
- Elevated clients' financial health by conducting thorough debt analyses and providing customized resolutions.
- Reinforced client financial stability with comprehensive debt management planning and meticulous budgeting efforts.
- Compiled detailed reports highlighting essential performance metrics, such as conversion rates and average durations for loan processing.
Mortgage Loan Officer
Lexington Home Loans
04.2015 - 10.2019
- Analyzed financial documents such as tax returns, bank statements, pay stubs, and other pertinent materials to ensure accuracy of information submitted by borrower.
- Developed and maintained relationships with customers, real estate agents, title companies, appraisers and other industry professionals to ensure successful loan closings.
- Coordinated loan pipeline operations from pre-qualification through closing, guaranteeing high-quality customer service at every stage of process.
- Reviewed customer credit reports to analyze creditworthiness and identify risk factors pertinent to each loan application.
- Orchestrated efficient submission of full loan files to lenders, ensuring timely processing and approval.
Education
Business Management - undefined
Kaplan University
Skills
- Analytics Program Experience
- Technical Understanding
- Financial Modeling
- Performance Monitoring
- Negotiation Tactics
- Sales Forecasting
- Sales Development
- Client Confidentiality
- Customer Service and Support
- Multitasking
- Risk assessment
- Financial analysis
Timeline
Debt Consultant
Imerge Financial
02.2023 - Current
Loan Consultant
Tripoint Lending
10.2019 - 02.2023
Mortgage Loan Officer
Lexington Home Loans
04.2015 - 10.2019
Business Management - undefined
Kaplan University