Summary
Overview
Work History
Education
Skills
Timeline
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VALERIE PETERS

HOCKLEY,USA

Summary

Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals. Conversational/Jumbo/DE/SAR

Overview

21
21
years of professional experience

Work History

UNDERWRITER

ENCOMPASS LENDING GROUP
Katy, Texas
07.2024 - 04.2025
  • Decision on incoming applications is consistent with internal, client, and investor policies.
  • Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision on each mortgage application.
  • Prioritize transactions in Workflow queue to minimize turnaround time.
  • Select required conditions on each deal to be satisfied prior to funding.
  • Using the underwriting system, input: selected conditions, credit information, property details, and borrower information to issue approval.
  • Maintain SLAs to company standards, underwrite primarily Conventional loans, maintained quality to company and investor/investor standards.
  • Constant communication with all parties associated with the loan file.

SR. UNDERWRITER

ENVOY MORTGAGE
05.2019 - 11.2022
  • Company Overview: (RETAIL)
  • Decision incoming applications consistent with internal, client and investor policies.
  • Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision on each mortgage application.
  • Prioritize transactions in Workflow queue to minimize turnaround time.
  • Select required conditions on each deal to be satisfied prior to funding.
  • Using the underwriting system, input: selected conditions, credit information, property details, and borrower information to issue approval.
  • Maintain SLAs to company standards, underwrite primarily Conventional loans, maintained quality to company and investor/investor standards.
  • Constant communication with all parties associated with the loan file.
  • (RETAIL)

SR UNDERWRITER

PLAZA HOME MORTGAGE
10.2014 - 04.2019
  • Company Overview: (WHOLESALE)
  • Generally, the same as Envoy Mortgage.
  • Maintained SLAs to company standards, underwrote, Conventional and FHA loans, maintained quality to company and investor/agency standards.
  • (WHOLESALE)

AVP, UNDERWRITING MANAGER

SUNTRUST MORTGAGE
04.2004 - 12.2013
  • Company Overview: (Wholesale)
  • Managed 10-15 Underwriters.
  • Day to day responsibilities, managed daily/weekly/monthly reporting to Sr Management, daily review of files for compliance and accuracy in meeting investor/agency guidelines.
  • Daily scenario calls from Brokers and AE's.
  • (Wholesale)

Education

Some College (No Degree) - Accounting and Finance

San Jacinto College
Pasadena, TX

Skills

  • Excellent communication skills
  • Analytical thinking
  • Time management
  • Team collaboration
  • Decision-making
  • Negotiation skills
  • Policy Underwriting
  • Analyzing data
  • Caseload management
  • Ability to effectively discuss files with loan officers/processors
  • Attention to detail
  • Problem-solving in loan processing

Timeline

UNDERWRITER

ENCOMPASS LENDING GROUP
07.2024 - 04.2025

SR. UNDERWRITER

ENVOY MORTGAGE
05.2019 - 11.2022

SR UNDERWRITER

PLAZA HOME MORTGAGE
10.2014 - 04.2019

AVP, UNDERWRITING MANAGER

SUNTRUST MORTGAGE
04.2004 - 12.2013

Some College (No Degree) - Accounting and Finance

San Jacinto College
VALERIE PETERS