VALERIE PETERS
HOCKLEY,USA
Summary
Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals. Conversational/Jumbo/DE/SAR
Overview
21
21
years of professional experience
Work History
UNDERWRITER
ENCOMPASS LENDING GROUP
Katy, Texas
07.2024 - 04.2025
- Decision on incoming applications is consistent with internal, client, and investor policies.
- Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision on each mortgage application.
- Prioritize transactions in Workflow queue to minimize turnaround time.
- Select required conditions on each deal to be satisfied prior to funding.
- Using the underwriting system, input: selected conditions, credit information, property details, and borrower information to issue approval.
- Maintain SLAs to company standards, underwrite primarily Conventional loans, maintained quality to company and investor/investor standards.
- Constant communication with all parties associated with the loan file.
SR. UNDERWRITER
ENVOY MORTGAGE
05.2019 - 11.2022
- Company Overview: (RETAIL)
- Decision incoming applications consistent with internal, client and investor policies.
- Analyze employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision on each mortgage application.
- Prioritize transactions in Workflow queue to minimize turnaround time.
- Select required conditions on each deal to be satisfied prior to funding.
- Using the underwriting system, input: selected conditions, credit information, property details, and borrower information to issue approval.
- Maintain SLAs to company standards, underwrite primarily Conventional loans, maintained quality to company and investor/investor standards.
- Constant communication with all parties associated with the loan file.
- (RETAIL)
SR UNDERWRITER
PLAZA HOME MORTGAGE
10.2014 - 04.2019
- Company Overview: (WHOLESALE)
- Generally, the same as Envoy Mortgage.
- Maintained SLAs to company standards, underwrote, Conventional and FHA loans, maintained quality to company and investor/agency standards.
- (WHOLESALE)
AVP, UNDERWRITING MANAGER
SUNTRUST MORTGAGE
04.2004 - 12.2013
- Company Overview: (Wholesale)
- Managed 10-15 Underwriters.
- Day to day responsibilities, managed daily/weekly/monthly reporting to Sr Management, daily review of files for compliance and accuracy in meeting investor/agency guidelines.
- Daily scenario calls from Brokers and AE's.
- (Wholesale)
Education
Some College (No Degree) - Accounting and Finance
San Jacinto College
Pasadena, TXSkills
- Excellent communication skills
- Analytical thinking
- Time management
- Team collaboration
- Decision-making
- Negotiation skills
- Policy Underwriting
- Analyzing data
- Caseload management
- Ability to effectively discuss files with loan officers/processors
- Attention to detail
- Problem-solving in loan processing
Timeline
UNDERWRITER
ENCOMPASS LENDING GROUP
07.2024 - 04.2025
SR. UNDERWRITER
ENVOY MORTGAGE
05.2019 - 11.2022
SR UNDERWRITER
PLAZA HOME MORTGAGE
10.2014 - 04.2019
AVP, UNDERWRITING MANAGER
SUNTRUST MORTGAGE
04.2004 - 12.2013
Some College (No Degree) - Accounting and Finance
San Jacinto College