Vanessa Vega
Clovis,NM
Summary
Multi-talented loan processing professional versed in customer service and bank standards with 17+ years of experience in consumer and commercial lending policies and regulations. Organized, efficient and motivated with a strong eye for detail and a proactive nature.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Loan Processor
The Citizens Bank of Clovis
Clovis, NM
04.2007 - Current
- Prepared loan documents including promissory notes, deeds of trust, mortgage insurance policies and truth-in-lending statements.
- Maintained accurate records in computer database system during loan origination process.
- Verified accuracy of closing figures prior to disbursement of funds.
- Monitored progress of each loan application from start to finish ensuring timely completion.
- Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
- Maintained complete confidentiality of submitted information according to release guidelines.
- Organized loan files, updated databases, prepared general correspondence and communicated with stakeholders.
- Filed completed packages quickly and efficiently.
- Calculated, reviewed, and corrected errors on interest rates, closing costs, and payment terms to ensure accuracy.
- Utilized loan processing software to manage and track loan progress efficiently.
- Ensured compliance with federal and state regulations throughout the loan processing phase.
- Reviewed and verified loan application documents for completeness and accuracy.
- Assisted in the preparation of loan closing documents and coordinated with closing agents.
- Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
Education
High School Diploma -
Clovis High School
Clovis, NM05-2001
Skills
- Document Management
- Regulatory Compliance
- Commercial Mortgage Loans
- Data Entry
- Document Review
- Generating Reports
- Gathering appraisals
- Proficient in LaserPro, Sparak, FIS Horizon, Microsoft Office, Microsoft Excel, Arc Image & Image Centre
- Loan Origination and Underwriting
- Processing documents
- Loan Disclosures
- Loan Closing
- Loan Servicing
- Customer Service
- Attention to Detail
Certification
- Notary Public
Affiliations
- Performing arts
- Community volunteer
Timeline
Loan Processor
The Citizens Bank of Clovis
04.2007 - Current
High School Diploma -
Clovis High School
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