Emmanuel T. Herron
Ewing
Summary
Dynamic Senior Underwriting Technician at NJM Insurance Company with expertise in technical underwriting and data interpretation. Proven track record in enhancing operational efficiency and improving client satisfaction. Skilled in policy administration and team collaboration, driving strategic decision-making through comprehensive analysis and effective communication.
A committed insurance professional, well-versed in underwriting practices and risk management. Proven ability to assess and mitigate risks effectively, ensuring compliance and policy accuracy. Known for collaborative teamwork and flexibility in adapting to evolving industry requirements.
Overview
2026
2026
years of professional experience
Work History
Senior Underwriting Technician
NJM Insurance Company (Commercial Lines Department)
01.2021 - 07.2025
- Evaluated risk factors and determined appropriate coverage levels for insurance applications.
- Analyzed client information and documentation to ensure compliance with underwriting guidelines.
- Maintained accurate records of underwriting decisions and processed policy issuance in a timely manner.
- Collaborated with underwriters to streamline application processes and improve turnaround times.
- Reviewed loss runs to identify trends and make recommendations for improvements in risk management practices.
Senior Rater
NJM Insurance Company (Commercial Automobile Department )
03.2006 - 12.2020
- Developed detailed reports on pricing trends, contributing to strategic decision-making processes.
- Analyzed rate structures to ensure compliance with regulatory standards and internal policies.
- Trained junior analysts on best practices for data interpretation and report generation.
- Supported the negotiation of contracts with a focus on favorable pricing terms, conditions, and discounts.
Manager
Continental General & Life Insurance Corporation
2000 - 2002
- Managed daily operations to enhance team efficiency and streamline workflows.
- Implemented process improvements that reduced turnaround time for project completion.
- Coordinated cross-functional collaboration to ensure alignment on project goals and deliverables.
- Enhanced customer service protocols, resulting in improved client satisfaction ratings.
- Managed and motivated employees to be productive and engaged in work.
Education
Associate of Science - General Insurance
The Institutes
Malvern, PABachelor of Science - Accounting
University of Liberia
Monrovia, LiberiaHigh School Diploma
WVS Tubman High School
Monrovia, LiberiaSkills
- Technical underwriting
- Data interpretation
- Research
- Policy administration
- Teamwork and collaboration
- Problem-solving
- Excellent communication
- Team collaboration
- Analyzing data
- Team building
- Project management
- Policy analysis
Timeline
Senior Underwriting Technician
NJM Insurance Company (Commercial Lines Department)
01.2021 - 07.2025
Senior Rater
NJM Insurance Company (Commercial Automobile Department )
03.2006 - 12.2020
Manager
Continental General & Life Insurance Corporation
2000 - 2002
Associate of Science - General Insurance
The Institutes
Bachelor of Science - Accounting
University of Liberia
High School Diploma
WVS Tubman High School
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