Wendy Posnock
Boulder,CO
Summary
C-level entrepreneurial finance and real estate professional with extensive experience in acquisition strategy, portfolio diversification & growth, capital structuring and compliance. Track record in financial modeling, due diligence, and market analysis to support investment decisions. Expertise in structuring complex transactions to improve asset value and align investments with long-term business goals.
Overview
29
29
years of professional experience
Work History
Principal & Director of Real Estate
Acceptance Corp., Inc.
Highland Park, Illinois
11.2009 - 05.2024
- Acquired over time a diverse portfolio of residential and commercial properties throughout the Chicago market in need of construction completion, re-tenanting, restructuring and intensive management.
- Led negotiations with sellers, debt, equity and capital markets to secure favorable acquisition terms on all of our portfolio acquisitions.
- Developed and implemented construction, tenant selection and financial real estate strategies to maximize portfolio value and ROI to our investor group.
- Negotiated all construction contracts, debt and equity terms and property management of the portfolio
- Analyzed and Evaluated all site acquisitions and dispositions
- Supervised real estate staff, brokers, legal team and external service providers.
- Our portfolio returned 9.75% annualized cash on cash annually to our investors group and returned 145% on invested capital upon the sales of the buildings
Chief Financial Officer
Metropolitan Development Enterprises
Skokie, Illinois
07.2005 - 10.2009
- Managed daily corporate cash flow to ensure liquidity and meet operational needs of the company
- Coordinated all reporting requirements for our equity and debt transactions to facilitate compliance and informed decision-making
- Developed comprehensive real estate development budgets aligned with organizational goals and investor requirements on all projects
- Processed all construction loan draw requests and payouts to support project financing and maintain construction timelines.
- In-depth project financing request preparation and investor communication
Vice President
Cosmopolitan Bank & Trust
Chicago, Illinois
10.2003 - 06.2005
- Underwrote commercial and real estate development loans as one of four Vice Presidents with underwriting approval authority
- Brought in Over $60,000,000 in new commercial loans and commercial accounts
- Conducted complex portfolio analysis and streamlined client closing procedures .
Chief Executive Officer
Acceptance Corp., Inc
Chicago, Illinois
09.1995 - 08.2003
- Seeing a need in the market; I established the company to act as a liaison between business owners and real estate developer seeking capital and connecting them with a network of hundreds of financing sources
- We achieved a 94% success rate on financing requests through our extensive and diverse network of funding sources
- $140,000,000 annually in financing requests funded
- Underwrote financing requests including debt, equity, mezzanine, SBA loans, letters of credit, bond offerings, and construction lines to address client needs
- Won numerous awards for our work with a diverse set of clients
- Successfully sold the company to a joint venture partner
Education
Commercial Credit Training
Chemical Bank
New York, NY09-1993
Bachelor of Arts - Finance
Stockton University
Absecon, NJ12-1992
Skills
- Financial analysis, underwriting & deal structuring of complex real estate transactions
- Due diligence, market valuation & property needs analysis
- Debt & Equity structuring
- Tenant selection, property management and construction management
Accomplishments
- 1996 - New Venture Award - National Association of Women Business Owners
- 1997 - 100 Women Making a Difference- Today’s Chicago Women
- 2000 - Top 20 Women Under 30 - Working Women Magazine
- 2000 - Financial Services Advocate of the Year - U.S. Small Business Administration
- 2002 - Trailblazer Award - Wells Fargo Bank
Timeline
Principal & Director of Real Estate
Acceptance Corp., Inc.
11.2009 - 05.2024
Chief Financial Officer
Metropolitan Development Enterprises
07.2005 - 10.2009
Vice President
Cosmopolitan Bank & Trust
10.2003 - 06.2005
Chief Executive Officer
Acceptance Corp., Inc
09.1995 - 08.2003
Commercial Credit Training
Chemical Bank
Bachelor of Arts - Finance
Stockton University