Hi, I’m
William Hayes II
Baltimore,MD
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
20
years of professional experience
Work History
Strategic Lending Solutions, LLCBaltimore, MD
Sr. Loan Officer
02.2025 - Current
Job overview
- Sole managing member owned entity whom has worked as a loan broker.
- Completed deals with RCN, Asset Based Lending & Commercial Loan Funding in 2025.
- Approved broker with the aforementioned as well as Visio Lending, Lima One Capital and Easy Street Lending.
- Negotiated loan terms and conditions with customers to secure best deal.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Assisted customers with completing loan applications and other paperwork.
Dominion Financial Services, LLC
Loan Officer - Non QM
09.2020 - 04.2024
Job overview
- Closed 650+ DSCR loans and 80+ Fix and Flip loans
- Has a strong understanding of DSCR minimums, LTV/LTC maximums, pre-payment penalties, appraisal conditions, FICO scoring, buy-downs and all other related pricing factors.
- Has extensive experience pricing platforms such as Loan Pass and custom portals as well Excel Sizers and pricing sheets.
- Worked daily with CRMs such as Salesforce and Infusionsoft. Very experienced with PhoneBurner and CallRail. Has experience utilizing mass email and text campaigns.
- Excels in assisting investors with regard to growing rental portfolios via investment strategy.
Real Estate Professionals, Inc (MD) & Sellect Realty (GA)
Real Estate Agent
10.2005 - Current
Job overview
- Has over 450 selling sides and listing sides, with 225 of those being in Maryland per Bright MLS/ Corelogic. The other sides are found on GAMLS and FMLS.
- Still active in Maryland. Formerly had licenses in GA and NC.
- Over 90% of transactions were investor involved, mostly as selling agent with the minority of them being the listing agent for a flip after selling to an investor
- Has been involved in 30+ deals wholesaler/ principal.
Dominion Financial Services, LLC
Draw Inspection Photographer
05.2012 - 09.2023
Job overview
- Has completed over 500+ interior draw inspections, beginning in Atlanta in 2012 to 2015 and from 2015 to 2022 in Baltimore
- Drove and took exterior photos on 250-400 houses per mo for foreclosure auctions in Atlanta, GA. Also assisted on valuation on these homes as well.
- Trained 3 other drivers for Atlanta, GA foreclosure auctions photos.
Selene Finance / Goodman Dean et al
REO/ BPO Agent
03.2009 - 08.2016
Job overview
- Listed and sold 12 REO properties for Selene Finance. Was responsible for updated valuations every 60 days, providing quotes from licensed contractors as well as associated billing
- Completed 81 exterior BPOs for Goodman Dean, Inc (now defunct)
- Completed 20-25 orders for Clear Capital and Pro-Teck Valuation services.
Education
Howard UniversityWashington, District of Columbia, DC
Bachelor of Science from Allied Health Sciences
05-2005
University Overview
- Leadership 6 Academic Scholarship Recipient
- Extracurricular Activities: Men's Basketball - NCAA Division1
Skills
- Word and Excel (MS Office Apps)
- Salesforce
- Followup Boss
- Forewarn
Software and Apps used frequently in past five years:
- Forecasa
- MLS / CoreLogic
- Call Rail
- Cognito Forms
Timeline
Sr. Loan Officer
Strategic Lending Solutions, LLC
02.2025 - Current
Loan Officer - Non QM
Dominion Financial Services, LLC
09.2020 - 04.2024
Draw Inspection Photographer
Dominion Financial Services, LLC
05.2012 - 09.2023
REO/ BPO Agent
Selene Finance / Goodman Dean et al
03.2009 - 08.2016
Real Estate Agent
Real Estate Professionals, Inc (MD) & Sellect Realty (GA)
10.2005 - Current
Howard University
Bachelor of Science from Allied Health Sciences