Summary
Overview
Work History
Skills
Militaryexperience
Timeline
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William Litten

Star,USA

Summary

Experienced Mortgage Loan Officer with a proven track record of 15 years in sales and client relationships. Possesses extensive knowledge of the real estate industry and credit reports, successfully educating clients on various aspects of the mortgage process. Strong mathematical skills ensure accuracy in financial calculations while adhering to regulatory guidelines. Keen eye for detail and a strong work ethic consistently deliver high-quality results. Expertise in team building, management, and training allows for effective leadership and development of successful teams.

Overview

21
21
years of professional experience

Work History

Loan Officer and Debt Consultant

Secure One Capital
07.2024 - Current
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Collaborated with underwriters to expedite loan approvals and close deals in a timely manner.
  • Ensured compliance with all federal and state regulations throughout the loan origination process.
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
  • Sold client on debt settlement when not qualified for a loan.

Mortgage Loan Originator

CoolHome Mortgage
07.2022 - 08.2023
  • Interviewed, hired and trained new loan officers
  • Worked remotely or face to face with associates and borrowers
  • Ran operations solely in Idaho for CA based company
  • Created and maintained relationships with real estate agents and their brokerages
  • Created LoansOfIdaho.com to partner with one of the largest brokerages in Idaho

Debt Settlement Specialist

Americor
11.2020 - 06.2022
  • Took calls from people in financial turmoil, after a credit report review, I helped them to find solutions, saving them money monthly
  • Used sales and communication skills to sell a product that short term hurts credit but long term eliminates debt and lightens monthly expense burden
  • Excelled in a high stress environment where sales quotas had to be met to maintain commissions

Mortgage Loan Originator

American Financial Network
01.2019 - 10.2020
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs
  • Proactively identified solutions for customers experiencing credit issues
  • Interviewed, hired and trained new loan officers and loan officer assistants on our systems, processes and sales
  • Worked remotely or face to face with associates and borrowers

Mortgage Loan Officer

Premier Mortgage Resources
01.2019 - 10.2020
  • Same duties as previous LO position

Mortgage Loan Officer, Manager

First Direct Lending
02.2015 - 05.2018
  • In addition to Mortgage Origination duties, I managed a team of typically 20-25 LO's and upwards of 35+ at times
  • Cross-trained existing Junior LOs into licensed LOs to maximize team agility and performance
  • Evaluated employees' strengths and gave training based upon experience and performance
  • Worked with primarily, credit challenged, sub 550 fico score borrowers
  • Call center environment

Mortgage Loan Originator

Discover Home Loans
04.2013 - 01.2015
  • Same duties as previous LO position

Personal Loan Underwriter

Discover Personal Loans
10.2013 - 11.2014
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine granting of loans
  • Monitored pipelines to track and log status of loans
  • Explained very technical financial information to applicants in easy to understand language
  • Carried out day-to-day duties accurately and efficiently operating in the top 5% amongst peers
  • Call Center Environment

Flightline Jet Engine Mechanic

01.2004 - 01.2007
  • US AIRFORCE VETERAN

Skills

  • Sales Development
  • Processing Loan Applications
  • Loan File Maintenance
  • Automated Underwriting Systems
  • Application Reviews
  • Agent Collaboration

Militaryexperience

US Airforce, 01/01/04, 12/31/07, Flightline Jet Engine Mechanic on the B1 Bomber

Timeline

Loan Officer and Debt Consultant

Secure One Capital
07.2024 - Current

Mortgage Loan Originator

CoolHome Mortgage
07.2022 - 08.2023

Debt Settlement Specialist

Americor
11.2020 - 06.2022

Mortgage Loan Originator

American Financial Network
01.2019 - 10.2020

Mortgage Loan Officer

Premier Mortgage Resources
01.2019 - 10.2020

Mortgage Loan Officer, Manager

First Direct Lending
02.2015 - 05.2018

Personal Loan Underwriter

Discover Personal Loans
10.2013 - 11.2014

Mortgage Loan Originator

Discover Home Loans
04.2013 - 01.2015

Flightline Jet Engine Mechanic

01.2004 - 01.2007
William Litten