Xiomara Torres
Milwaukee,WI
Summary
Dedicated and self-driven business administrator with extensive experience in microfinance, emphasizing strategic thinking and emotional intelligence. Proven ability to deliver results and collaborate
effectively with team members to accomplish objectives. Known for being proactive, responsible, and adept at overcoming challenges.
Background includes roles as an office manager at W Bank and as a credit analyst. Proficient in impulse marketing, external sales, aggregate production planning, point-of-sale (PoS) transactions, file
management, office software, debt collection, logistics, and promoting business fairs in collaboration with the Chamber of Commerce, particularly focused on financial products. Organized [Job Title] equipped to handle high volumes of quality assurance work with precision and speed. Tech-savvy and great with machines and instruments. Works well under pressure by using strengths in multitasking and time management daily.
Overview
14
14
years of professional experience
Work History
Weigher
Palermospizzas
South Milwaukee, WI
04.2024 - Current
- Weighed and measured items to determine the quantity of materials on hand.
- Calculated weight, volume and density of material being weighed.
- Ensured that all weights were within acceptable tolerance levels.
Office Manager
CREZCAMOS S.A.
San Martin, COLOMBIA
05.2021 - 05.2022
- Developed and implemented office policies and procedures.
- Assisted with the preparation of budgets, forecasts and financial statements.
- Supervised staff members, organized schedules and delegated tasks.
Credit Analyst
BANCO W
Acacias, Colombia
12.2013 - 07.2020
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
- Analyzed customer payment histories to assess credit risk profiles.
- Determined appropriate loan terms based on borrower's creditworthiness.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
- Communicated regularly with borrowers throughout the application process.
- Collaborated with other departments within the organization to ensure efficient processing of loan applications.
- Prepared periodic reports detailing overall portfolio performance and trends in delinquency rates.
- Provided training sessions for new staff members on credit analysis techniques.
- Researched current industry trends related to consumer lending products and services.
Secretary Manager
NOTICIAS YA
VILLAVICECIO, COLOMBIA
02.2012 - 12.2012
- Managed office operations and procedures, including recordkeeping systems, filing systems, supply requisition, mail distribution and other administrative services.
- Organized meetings and conferences, prepared agendas and took minutes of proceedings.
- Coordinated travel arrangements for staff members; booked flights, hotels and rental cars.
- Scheduled interviews with job applicants when required.
- Created spreadsheets to track data related to projects or departments.
- Developed an efficient filing system for documents related to personnel records.
- Performed basic bookkeeping duties such as reconciling accounts payable and receivable statements.
Commercial Advisor
CREDEL S.A.
VILLAVICENCIO, COLOMBIA
03.2010 - 06.2011
- Developed and implemented commercial strategies to maximize sales and profitability.
- Conducted financial analysis of potential clients, including creditworthiness assessments and cash flow projections.
- Managed customer interactions to ensure satisfaction and successful resolution of disputes.
Education
GED -
Guillermo Nino Medina
Colombia 12-2019
J.D. - Business Administration
Corporacion Universitaria Colombia Ideas
Colombia 07-2019
Bachelor of Science - Diplomado Docencia Universitaria
Corporacion Universitaria Ideas Colombia
Colombia07-2016
High School Diploma -
Narciso Jose Matus Torres
Colombia 12-2009
Skills
- Equipment Calibration
- Data Recording
- Problem-Solving
- Interpersonal Skills
- Adaptability
- Continuous Improvement
- Multitasking
- Team building
- Adaptability and Flexibility
- Problem-solving aptitude
- Reliability
- Effective Communication
- Professional Demeanor
- Team Collaboration
- Organizational Skills
- Self Motivation
- Professionalism
- Goal Setting
- Active Listening
- Interpersonal Communication
- Sample Collection
Accomplishments
In 2017 and 2018 I was recognized as the best credit analyst, in 2019 I was recognized as a WARRIOR in the Banco w recnoser awards, in 2020 I was Recognized as the 8th best office standing out for its results.
Timeline
Weigher
Palermospizzas
04.2024 - Current
Office Manager
CREZCAMOS S.A.
05.2021 - 05.2022
Credit Analyst
BANCO W
12.2013 - 07.2020
Secretary Manager
NOTICIAS YA
02.2012 - 12.2012
Commercial Advisor
CREDEL S.A.
03.2010 - 06.2011
GED -
Guillermo Nino Medina
J.D. - Business Administration
Corporacion Universitaria Colombia Ideas
Bachelor of Science - Diplomado Docencia Universitaria
Corporacion Universitaria Ideas Colombia
High School Diploma -
Narciso Jose Matus Torres
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