YANET VASQUEZ
Miramar
Summary
Detail-oriented mortgage processor with a strong background in client relationship management and financial analysis. Passionate about helping individuals achieve their homeownership dreams, I am committed to navigating the complexities of mortgage lending with integrity and diligence. My experience in collaboration with industry professionals ensures that clients receive tailored solutions that meet their unique needs while adhering to regulatory standards. Eager to contribute to a team focused on empowering clients through informed financial decisions.
Overview
4
4
years of professional experience
Work History
Mortgage Loan Processor
Elite Lending LLC
11.2024 - Current
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Handled any conditions sent from underwriting departments.
- Prepared file for final clear-to-close by branch management.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Contributed to business growth through diligent work on complex loan applications that resulted in successful closings.
Mortgage Broker
The Mortgage Hub
10.2023 - Current
- Developed and maintain relationships with clients to understand their financial needs and goals
- Analyzed financial data and prepared loan packages for submission to underwriting
- Helping clients gather necessary financial documents (e.g., income statements, tax returns, credit reports) to determine how much they can afford to borrow
- Collaborated with real estate agents, attorneys, and other professionals to facilitate smooth and timely closings
- Ensuring all transactions comply with current mortgage lending regulations and legal requirements
- Keeping clients informed throughout the loan process, answering any questions, and addressing any issues that arise
- Acting as a liaison between the client and lender, negotiating loan terms and conditions to secure the most favorable deal
Mortgage Lender
CrossCountry Mortgage
01.2022 - 10.2023
- Communicated with customers throughout loan process, assisting with questions and explaining additional requirements
- Determined risk level and feasibility of granting loans based on standard calculations
- Managed and processed mortgage loan files
- Analyzed credit and financial documents
- Reviewed and verified loan application information
- Maintained communication with clients and underwriters
- Evaluated and recommended loan approvals
- Collaborated with team members to meet deadlines
- Evaluating the borrower's creditworthiness by analyzing credit scores, debt-to-income ratios, employment history, and other financial indicators to assess loan risk
Loan Collections Officer
MPS Credit Union
11.2020 - 05.2022
- Successfully managed a portfolio of over 200 accounts in various stages of delinquency
- Performed skip-tracing to locate customers with difficult-to-find contact information
- Collaborated with legal teams to initiate legal action when necessary
- Consistently met and exceeded monthly collection goals
- Negotiated payment arrangements with customers to bring accounts current
- Utilized various collection software to document account activity and communication
Education
Accounting/finance -
Minnesota West College
01.2019
Skills
- Advanced Excel
- Excel
- Risk Assessment
- Communication
- Time management
- Customer Service
- Organization
- Project Management
- Computer literacy
- Problem solving
- Attention to detail
- Critical thinking
- Financial statements
- Cash flow management
- Microsoft Office
License - License Number
NMLS# 2237644
Timeline
Mortgage Loan Processor
Elite Lending LLC
11.2024 - Current
Mortgage Broker
The Mortgage Hub
10.2023 - Current
Mortgage Lender
CrossCountry Mortgage
01.2022 - 10.2023
Loan Collections Officer
MPS Credit Union
11.2020 - 05.2022
Accounting/finance -
Minnesota West College
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