Yasmin Gallegos
San Diego,CA
Summary
Experienced underwriter with a strong track record in the insurance industry demonstrating exceptional analytical abilities and organizational skills. Proficient in risk evaluation and policy analysis, resulting in improved underwriting efficiency and positive broker interactions. Possesses a deep understanding of insurance industry practices and underwriting principles, leading to precise policy processing and successful renewals.
Overview
8
8
years of professional experience
Work History
Junior Underwriter
Paragon Insurance Group
05.2020 - 01.2024
- Property and Casualty Underwriting for the Landscaping program, which includes Property, Auto, Inland Marine, General Liability, and Excess coverage.
- Utilize existing data to assess individual risks presented in new business and renewal submissions within underwriting authority.
- Evaluate requests for cancellation, endorsements, reinstatements, etc.
- Review inspections to determine eligibility.
- Underwrite renewal risks and make decisions on non-renewals when necessary.
- Request any additional documentation needed for processing applications, endorsements, or cancellations.
- Maintained compliance with company policies and industry regulations through diligent review of documentation and data analysis.
- Managed a high volume of applications, maintaining accuracy and timeliness in the underwriting process.
- Developed strong relationships with brokers to enhance new business growth and policy retention.
- Enhanced underwriting efficiency by organizing and prioritizing daily tasks and responsibilities.
Surety Underwriting Assistant II
Tokio Marine HCC
06.2017 - 06.2020
- Responsible for the organization and management of accurate and current records, files, and databases. Including organizing documents, reports, and correspondence in a manner that enables easy retrieval as needed.
- Drafted bonds and General Indemnity Agreements.
- Gathered credit history and background information.
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Copied, logged and scanned supporting documentation and placed all information in file.
- Calculate premiums and generate billing invoices.
DIC Underwriting Assistant
Tokio Marine HCC
08.2015 - 06.2017
- Evaluated applications for insurance coverage to assess eligibility as a potential acceptable risk for the DIC program.
- Accurate processing of policy transactions, including renewals, quotes, and changes, to ensure correct issuance and recording.
- Enter new business, renewals and reinstatements.
- Assist underwriters with their tasks and responsibilities.
- Respond to agents' inquiries regarding policy status and billing information.
- Prepare and organize reports, as well as manage files and document logs.
- Respond to incoming phone calls and email inquiries.
Education
Bachelor of Science - Psychology
Universidad Xochicalco
Tijuana, Baja California, Mexico05.2010
No Degree - General Education
Southwestern College
Chula Vista, CA08.2004
Skills
Strong analytical skills
Organizational capabilities
Insurance industry knowledge
Policy evaluation competency
Underwriting Principles Understanding
Policy renewal
Documentation Review
Risk Assessment
Coverage Determination
Application Review
Analyzing data
California Property and Casualty License
I am currently enrolled in a course to obtain the CA Property and Casualty License, which I am on track to complete by mid-August. Upon completion of the course, I will schedule the exam.
Languages
Spanish
Native or Bilingual
Timeline
Junior Underwriter
Paragon Insurance Group
05.2020 - 01.2024
Surety Underwriting Assistant II
Tokio Marine HCC
06.2017 - 06.2020
DIC Underwriting Assistant
Tokio Marine HCC
08.2015 - 06.2017
Bachelor of Science - Psychology
Universidad Xochicalco
No Degree - General Education
Southwestern College
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