Summary
Overview
Work History
Education
Skills
Certification
Languages
Education
Timeline
Generic

Yesenia Parrondo

Miramar

Summary

Financial Crime Compliance Specialist |

FINTECH & Financial Institutions


Bilingual compliance professional with 10+ years of experience in financial crime investigations, AML/KYC, and regulatory reporting within FINTECH and banking environments. Proven track record of executing BSA/AML/CTF/OFAC compliance frameworks, developing internal controls, and guiding investigative strategies. Expert in Actimize, Lexis Nexis, and transaction monitoring with a deep understanding of global financial regulations (Latin America, USA, Canada).

Overview

13
13
years of professional experience
1
1
Certification

Work History

Compliance Officer

Thunes - Financial Technology
09.2023 - Current
  • Lead AML advisory function across all FINTECH operations in US and Canada, ensuring compliance with BSA, PCMLTFA, OFAC, and OSFI frameworks.
  • Interface with regulatory bodies (Monetary Authority, Federal & State Agencies) on behalf of a registered Major Payment Institution.
  • Developed internal AML/CTF policies aligned with evolving global regulations, directly reducing institutional risk by 20%.
  • Identify and assess ML/TF risks within the company's cross-border payment business model using risk-based methodologies.
  • Drive and implement key regulatory initiatives including OFAC risk assessments and sanctions screening enhancements.


AML Compliance Analyst

The Northern Trust
06.2022 - Current
  • Managed AML/KYC programs within Wealth Management, conducting complex financial crime risk assessments.
  • Liaised with Global Compliance teams to enhance policy effectiveness and address control gaps.
  • Conducted transaction monitoring, filed SARs, and supported enterprise-wide audits ensuring 100% compliance with internal guidelines.

Surveillance Analyst II

BankUnited
07.2021 - 04.2022
  • Reviewed alerts generated from the Bank's AML monitoring system (Actimize) and analyzed questionable activity detected, as well as determined if an inquiry to the account officer and/or investigation is warranted.
  • Conducted investigations into customer relationships with the ability to research counterparties, detect suspicious patterns/transactions and prepare an analysis/conclusion that is clear and comprehensible to BSA supervisors/managers, internal auditors and regulatory examiners.
  • Prepared Suspicious Activity Reports (SAR) when suspicious activity is detected.

Financial Crimes Consultant (BSA/AML)

Wells Fargo, NA
06.2018 - 07.2021
  • Performed detailed analyses, maintained required documentation, filed Suspicious Activity Reports (SARs), and acted as an escalation point for more complex cases.
  • Evaluated the adequacy and effectiveness of policies, procedures, processes and internal controls; reviewed and analyzed investigative findings and made recommendations based upon outcomes.
  • Responsible for investigative research, root cause analysis and consulting regarding highly complex financial crimes transactions, policy violations and/or suspicious situations with low, moderate, and high risk.

Service Manager II

Wells Fargo, NA
04.2016 - 06.2018
  • Lead, motivated, coached, trained, and developed a team of six direct reports to meet performance objectives.
  • Ensured compliance with audit and operational regulations and guidelines.
  • Used appropriate investigative techniques to analyze information and determine liability or impact of each transaction, including the mitigation of financial losses to the bank and/or the customer.
  • Executed risk management/compliance, and customer experience activities and initiatives.
  • Developed strategies and implemented tactical activities to minimize or mitigate losses including fraud losses and cash differences.

Customer Sales & Service Representative

Wells Fargo, NA
09.2013 - 04.2016
  • Managed customer portfolio, service relationships and matched all products and services based on customer needs.
  • Provided a broad base of financial and credit services with the goal of acquiring 100% of the customers' business.
  • Reviewed, verifyed and/or identified customer transactions to detect/prevent financial crimes activity, policy violations and suspicious situations in order to mitigate losses.

Teller

Wells Fargo, NA
01.2013 - 09.2013
  • Processed customer transactions with no mistakes through patience, attention to detail and the ability to follow policies and procedures.
  • Introduced customers to new products and services, and general leads for other members of the sales team to close.
  • Consistently went the extra mile to greet customers, make them feel welcomed and also engaging customers to learn about their financial needs.

Education

In Pursuit of Bachelors Degree - Political Science

Miami Dade College

Skills

  • Financial Crime Intelligence
  • BSA/AML/CTF/OFAC Compliance
  • Regulatory Reporting (SARs, FIU)
  • Transaction Monitoring & Investigations
  • Risk-Based Approach
  • FINTECH Compliance
  • Control Gaps Analysis
  • Sanctions Screening
  • Regulatory Frameworks (Americas - including USA, CANADA)
  • Actimize, Lexis Nexis, World Check, ComplyAdvantage

Certification

FIBA-FIU AMLCA Compliance Certification

Languages

Spanish
Native or Bilingual
English
Native or Bilingual

Education

true

Timeline

Compliance Officer

Thunes - Financial Technology
09.2023 - Current

AML Compliance Analyst

The Northern Trust
06.2022 - Current

Surveillance Analyst II

BankUnited
07.2021 - 04.2022

Financial Crimes Consultant (BSA/AML)

Wells Fargo, NA
06.2018 - 07.2021

Service Manager II

Wells Fargo, NA
04.2016 - 06.2018

Customer Sales & Service Representative

Wells Fargo, NA
09.2013 - 04.2016

Teller

Wells Fargo, NA
01.2013 - 09.2013

In Pursuit of Bachelors Degree - Political Science

Miami Dade College
Yesenia Parrondo