Summary
Overview
Work History
Education
Skills
Languages
Affiliations
Timeline
Generic

Yovanna Fernandez

San Antonio

Summary

Experienced adjuster with strong negotiation skills and a focus on mentoring new adjusters. Excels in managing complex claims and facilitating fair outcomes, enhancing client satisfaction and streamlining operations.

Overview

3
3
years of professional experience

Work History

ATR Adjuster

Fred Loya Insurance
San Antonio
03.2025 - Current

Demonstrated excellent communication and interpersonal abilities to foster collaboration.

Utilized strong analytical skills for evaluating insurance obligations and determining claim payouts.

Managed complex claims effectively through superior time management techniques.

Negotiated successfully with claimants and attorneys to resolve disputes.

Conducted thorough liability determinations to assess claim validity.

Exhibited sharp attention to detail in all aspects of claims processing.

Applied problem-solving skills to navigate challenging claims scenarios.

  • Coordinated with medical professionals to obtain necessary documentation for claims evaluation.
  • Ensured timely responses to client inquiries regarding claim statuses and processes.

LVL 3 Bodily Injury Adjuster

Fred Loya Insurance
San Antonio
05.2023 - 03.2025
  • Conducted thorough investigations to assess liability in bodily injury claims.
  • Reviewed medical records and accident reports to evaluate damages and settlement options.
  • Negotiated settlements with claimants, ensuring fair compensation for both parties.
  • Negotiated medical bills

  • Communicated effectively with clients to provide updates and gather necessary information.
  • Identified potential fraud cases through detailed risk assessment and analysis.
  • Trained new adjusters on best practices for handling bodily injury claims.

Early Bodily injury Adjuster

Fred Loya Insurance
San Antonio
08.2022 - 05.2023
  • Conducted thorough claim investigations to validate details and ascertain liability for bodily injury claims.
  • Performed quality control checks on all claim files prior to submission for approval or closure.
  • Reviewed witness statements and police reports to gather evidence and support claim determinations.
  • Provided exceptional customer communication to guide claimants through the claims process and address inquiries.

  • Analyzed and audited open claims to calculate additional payments owed.
  • Completed required investigations on referred files within established timeframes.
  • Managed caseload effectively, prioritizing urgent or high-value claims for prompt attention.

Education

Bachelor of Business Administration And Management -

Our Lady of The Lake University
San Antonio, TX

Skills

  • Claims assessment and liability determination
  • Negotiation techniques
  • Risk analysis
  • Medical records review
  • Insurance regulations
  • Problem solving
  • Claims negotiation
  • Time management
  • Training new adjusters
  • Policy interpretation
  • Casualty and property loss
  • Texas claims adjuster license
  • Litigation claims resolution
  • Active listening and customer handling

Languages

Spanish
Native/ Bilingual

Affiliations

Active member of San Antonio Humane society volunteer

Timeline

ATR Adjuster

Fred Loya Insurance
03.2025 - Current

LVL 3 Bodily Injury Adjuster

Fred Loya Insurance
05.2023 - 03.2025

Early Bodily injury Adjuster

Fred Loya Insurance
08.2022 - 05.2023

Bachelor of Business Administration And Management -

Our Lady of The Lake University
Yovanna Fernandez