Summary
Overview
Work History
Education
Skills
Timeline
Generic

Zachary Assarian

Waltham,MA

Summary

Organized Mortgage Loan Officer with 22 years of experience in all aspects of lending. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Excellent reputation for resolving problems and improving customer satisfaction.

Overview

24
24
years of professional experience

Work History

VP of Lending /Mortgage Loan Officer

Guaranteed Rate Affinity, LLC
Concord, MA
08.2019 - Current
  • Worked with underwriters to fix application problems and resolve issues.
  • Reviewed loan files and updated to match current standards.
  • Explained different types of loans pertaining to client situations.
  • Fielded customer complaints and provided solutions.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Monitored pipelines to track and log status of loans.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Proactively identified solutions for customers experiencing credit issues.

Varsity Head Coach

Waltham Public Schools
Waltham, MA
08.2019 - Current
  • Taught players how to run specific game plays in order to build cohesive, structured team.
  • Encouraged everyone to cultivate strong work ethic by demonstrating diligence, patience, and respect for others.
  • Motivated athletes to become stronger, more agile, and more effective through training habits and proper nutrition.
  • Enforced discipline both on and off-field to lead team with highest personal standards.
  • Monitored team practices to establish high level of performance.
  • Provided guidance to clients in overcoming challenges and identifying opportunities.

Loan Officer

Belmont Savings / Peoples United Bank
Watertown, MA
01.2014 - 07.2019
  • Submitted loan applications to underwriter for verification and recommendations.
  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Maintained strict confidentiality of bank records and client information.
  • Reviewed and edited loan agreements to promote efficiency and accuracy.
  • Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
  • Advised clients on mortgage, education and personal loans.
  • Developed and maintained relationships with local real estate agents.
  • Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.

Mortgage Loan Originator

NE Moves Mortgage
Lexington, MA
1999.01 - 2014.07
  • Explained different types of loans pertaining to client situations.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Worked with underwriters to fix application problems and resolve issues.
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.

Education

Concord Carlisle High School
Concord, MA

Economics / Mass Media

Norwich University
Northfield, VT

Skills

  • Loan File Maintenance
  • Problem Solving
  • Tax Liability Calculation
  • Application Review
  • Creditworthiness Determination
  • Income Evaluation
  • Payment Schedule Computation
  • Referral Network Development
  • Financial History Analysis

Timeline

VP of Lending /Mortgage Loan Officer

Guaranteed Rate Affinity, LLC
08.2019 - Current

Varsity Head Coach

Waltham Public Schools
08.2019 - Current

Loan Officer

Belmont Savings / Peoples United Bank
01.2014 - 07.2019

Mortgage Loan Originator

NE Moves Mortgage
1999.01 - 2014.07

Concord Carlisle High School

Economics / Mass Media

Norwich University

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Zachary Assarian