Provided financial and credit services to customers, including consumer checking and savings accounts, home equity loans and personal loans. Managed customer portfolios, serviced relationships and cross sold financial products to acquire 100% of the customers\business. Applied market and securities knowledge to sell financial products and services to business and individual clients. Adhered to all federal and state compliance guidelines relative to retail mortgage lending. Analyzed applicants\financial status, credit and property evaluation to determine feasibility of granting loan. Determined appropriate rate locks, insurance of disclosures, overage and underage waivers and fee waivers. High degree of integrity and the ability to work with sensitive or confidential information, including wire information, POA, and trust accounts.