Al Aragon
Clayton,CA
Summary
Talented residential loan officer with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
30
30
years of professional experience
Work History
Sr. Mortgage Loan Officer
U.S. Bank
07.2017 - Current
- Participated in industry events and conferences to build relationships and gain market intelligence.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Worked with underwriters to fix application problems and resolve issues.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Explained very technical financial information to applicants in easy to understand language.
Sr. Residential Loan Officer
Citibank, NA
10.2012 - 07.2017
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Assisted customers with completing loan applications and other paperwork.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Worked with referral sources to bring in business
Sr. Mortgage Loan Officer
Wells Fargo, NA
10.2000 - 09.2012
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- High Level Producer of both conforming and jumbo loans
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Worked with underwriters to fix application problems and resolve issues.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Developed and implemented marketing campaigns to generate new business opportunities.
Vice President, Mortgage Loan Officer
Bank Of America
03.1993 - 10.2000
- Identified opportunities to improve business process flows and productivity.
- High level sales producer of all types of residential loans
- Used market insights to capitalize on key business opportunities for new advantageous partnerships.
- Increased company growth through collaboration with sales and marketing departments.
Education
Bachelor of Science - Business Administration/Econonmics
Saint Mary's College of California
Moraga, CA05.1986
Skills
- Sales Development
- Lender Collaboration
- Complex Problem-Solving
- Mortgage Plan Advising
- Customer Proposals
- Guideline and Credit Expert
Multiple Years in Chairman and Presidents Club
Four Years in Platinum Club With Bank of America
11 Years In Chairman/Presidents Club with Wells Fargo
Timeline
Sr. Mortgage Loan Officer
U.S. Bank
07.2017 - Current
Sr. Residential Loan Officer
Citibank, NA
10.2012 - 07.2017
Sr. Mortgage Loan Officer
Wells Fargo, NA
10.2000 - 09.2012
Vice President, Mortgage Loan Officer
Bank Of America
03.1993 - 10.2000
Bachelor of Science - Business Administration/Econonmics
Saint Mary's College of California
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