Michele Kunkle
Morgantown
Summary
Dynamic professional experienced in mortgage lending and client relationship management. Known for exceptional communication and interpersonal skills, successfully streamlined loan processing workflows, enhancing client satisfaction and driving referral business.
Overview
17
17
years of professional experience
Work History
Sr. Mortgage Loan Officer
Huntington National BAnk
Morgantown, WV
02.2015 - Current
- Successfully increased loan approvals year over year through meticulous client interview's and tailored financial solutions.
- Increased skillset with specialty training in FHA Construction, Conventional Construction, Bond loans, and Professional loans.
- Cultivated relationships with real estate agents, builders, and financial advisors to generate referral business.
- Streamlined loan processing workflows, improving turnaround times and client satisfaction rates.
- Managed loan origination process, ensuring compliance with underwriting guidelines and regulatory standards.
- Developed customized mortgage solutions to meet diverse client needs and financial goals.
- Mentored junior loan officers, enhancing team performance and knowledge through training sessions.
- Analyzed credit reports and financial statements to assess borrower eligibility for mortgage products.
Corporate Relationship Manager
HBI Title, Inc.
Morgantown, WV
02.2012 - 02.2015
- Cultivated strong relationships with lenders across multiple states to enhance service delivery and client satisfaction.
- Manage partnerships with local attorneys and title companies.
- Review title commitments and issue title policies
- Manage notary network and client closings.
Relationship Manager
Huntington National Bank
Morgantown, WV
02.2011 - 02.2012
- Cultivated strong client relationships to enhance customer satisfaction and retention.
- Analyzed client needs to provide tailored financial solutions and services.
- Led initiatives to improve service delivery, resulting in increased operational efficiency.
- Consistently exceeded quarterly sales goals by cultivating a strong network of professional contacts and referrals.
- Built and maintained relationships with new and existing clients while providing high level of expertise.
Relationship Banker
PNC Bank
Rostraver Township, PA
01.2009 - 02.2012
- Cultivated strong customer relationships through personalized banking solutions.
- Analyzed client needs to recommend appropriate financial products and services.
- Facilitated account openings and provided detailed explanations of services offered.
- Collaborated with team members to enhance customer service delivery and efficiency.
Education
No Degree - Childhood Development
Indiana University of Pennsylvania
Indiana, PAMassage Therapist - Massage
Career Training Academy
Monroeville05-2009
Skills
- Loan origination expertise
- Communication and interpersonal skills
- Risk assessment
- Real estate market awareness
- Regulatory compliance
- FHA and VA loan expertise
- Refinancing strategies
- Mortgage products
- Residential mortgage lending regulations
- Licensed mortgage loan originator
- Sales development
- Client account management
Accomplishments
I earned a spot as a Scotsman Guide's 2026 Top Originators Ranking, along with being recognized as a Top 10 producer in WV by Modex for 2026. I finished 2025 as the top WV Lender at Huntington in both units and volume. I have also been recognized as a top producer for first-time homebuyers through WV Housing. Additionally, I have been recognized with internal awards for exceptional teamwork, strengthening team performance through cross-functional collaboration, and willingness to take on non-traditional responsibilities.
Timeline
Sr. Mortgage Loan Officer
Huntington National BAnk
02.2015 - Current
Corporate Relationship Manager
HBI Title, Inc.
02.2012 - 02.2015
Relationship Manager
Huntington National Bank
02.2011 - 02.2012
Relationship Banker
PNC Bank
01.2009 - 02.2012
No Degree - Childhood Development
Indiana University of Pennsylvania
Massage Therapist - Massage
Career Training Academy