James Castellaw
Dallas,TX
Summary
Accomplished Sr. Mortgage Loan Officer with a proven track record at NEXA Mortgage, adept in credit analysis and relationship building. Leveraged loan origination expertise and exceptional interpersonal skills to increase loan production and maintain a high level of customer satisfaction throughout his 25 year career in the mortgage industry.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Sr. Mortgage Loan Officer
NEXA Mortgage
02.2020 - Current
- Collaborated with underwriters, processors, and closers to ensure a seamless loan process for clients.
- Analyzed applicant financial status, credit, and property evaluations to determine feasibility of granting loans.
- Educated clients on various loan products available to them, ensuring they made informed decisions regarding their financing options.
- Conducted thorough pre-qualification analyses to match potential borrowers with appropriate loan products for their needs.
- Increased loan production by developing and maintaining strong relationships with realtors, builders, and other referral sources.
- Maintained compliance with federal regulations and company policies during all stages of the mortgage process.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
Sr.. Mortgage Loan Officer
New American Funding
11.2019 - 02.2020
- Negotiated favorable terms for borrowers by leveraging extensive knowledge of lending guidelines and risk factors.
- Regularly reviewed and updated loan pricing to maintain competitiveness in the marketplace and maximize profitability for the company.
- Assisted in the development of junior loan officers through mentoring and coaching sessions, improving overall team performance.
- Assisted clients throughout the entire mortgage process, from initial application to closing, ensuring a positive customer experience.
- Provided exceptional customer service throughout the loan process by addressing questions and concerns promptly.
- Delivered engaging presentations at homebuyer seminars to educate potential clients on the home buying process and available financing options.
- Increased loan production by developing and maintaining strong relationships with realtors, builders, and other referral sources.
- Collaborated with underwriters, processors, and closers to ensure a seamless loan process for clients.
Sr. Mortgage Loan Officer
CMG Financial
04.2018 - 11.2019
- Collaborated with underwriters, processors, and closers to ensure a seamless loan process for clients.
- Analyzed applicant financial status, credit, and property evaluations to determine feasibility of granting loans.
- Educated clients on various loan products available to them, ensuring they made informed decisions regarding their financing options.
- Conducted thorough pre-qualification analyses to match potential borrowers with appropriate loan products for their needs.
- Provided exceptional customer service throughout the loan process by addressing questions and concerns promptly.
- Delivered engaging presentations at homebuyer seminars to educate potential clients on the home buying process and available financing options.
- Assisted clients throughout the entire mortgage process, from initial application to closing, ensuring a positive customer experience.
Education
Master of Science - Health And Fitness
Texas A&M Universiity
Commerce, TXBachelor of Arts - History / Political Science
Trinity University
San Antonio, TXHigh School Diploma -
Highland Park High School
Dallas, TXSkills
- Loan origination expertise
- Communication and interpersonal skills
- Credit analysis proficiency
- Financial analysis aptitude
- Jumbo loan handling
- Licensed mortgage loan originator
- Debt-to-income ratio calculation
- Residential mortgage lending regulations
- Sales development
- Attention to detail
- Leadership skills
- Excellent communication
- Relationship building
Certification
NMLS # 208577
Timeline
Sr. Mortgage Loan Officer
NEXA Mortgage
02.2020 - Current
Sr.. Mortgage Loan Officer
New American Funding
11.2019 - 02.2020
Sr. Mortgage Loan Officer
CMG Financial
04.2018 - 11.2019
NMLS # 208577
Master of Science - Health And Fitness
Texas A&M Universiity
Bachelor of Arts - History / Political Science
Trinity University
High School Diploma -
Highland Park High School