Amber Bullard
Arlington,TX
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
14
14
years of professional experience
Work History
EMB Auditor Team Lead
Citizens
07.2009 - Current
- Followed established mortgage auditing processes to meet internal and regulatory requirements.
- Routinely worked with Conventional, VA, FHA, and EMB products
- Assist in post-closing inquiries/corrections and train new hires in the loan closing process.
- Educated prospective lenders, sales staff, and operations personnel on the EMB process and worked to set expectations for the loan purchase process
- Review all prepared forms and documents for accuracy
- Review credit, appraisal, title commitment, survey, disclosures and other documents for expiration dates and closing conditions for approval and compliance
- Review TX cash out, A6
- Reviewed and cleared outstanding closing and underwriting conditions
- Facilitate daily work load to entire EMB department
- Review loans for purchase off the lender's warehouse line, clear/cure outstanding items and authorize purchase of loans.
- Review compliance reports for TILA fails and other compliance issues
- Assist EMB team in problem solving, compliance issues and any day to day issues that arise
- Maintain entire EMB team time off schedules
Education
No Degree - Basic
Tarrant County College District
Fort Worth, TXHigh School Diploma -
Martin High School
Arlington, TX05.1998
Skills
- Loan Closing Procedures
- Closing Disclosure Familiarity
- Post-Closing Auditing
- TRID Guidelines Understanding
- Employee Training
- Typing and 10-Key Entry
- Compliance Reporting
- Leadership Skills
- Documentation and Reports
- Regulatory Compliance
- Loan File Maintenance
- Review entire mortgage closing packages
- Multitasking and Prioritization
- Title Review Proficiency
- Regulatory Compliance Knowledge
Timeline
EMB Auditor Team Lead
Citizens
07.2009 - Current
No Degree - Basic
Tarrant County College District
High School Diploma -
Martin High School