Amber Smith
Tomball
Summary
Experienced in loan processing with a focus on compliance and efficiency, successfully managing the review and verification of financial documents to ensure adherence to underwriting guidelines. Demonstrated ability to communicate effectively with clients and third-party vendors, which facilitated improved information flow and expedited processing timelines. Proficient in monitoring the progress of loans from pre-qualification through post-closing activities, coordinating with underwriters and appraisers to resolve issues that arise during the origination process. Skilled in utilizing Encompass and maintaining meticulous attention to detail throughout each stage of loan processing.
Overview
9
9
years of professional experience
2010
2010
years of post-secondary education
Work History
Senior Loan Processor
Fairway Independent Mortgage Corporation
08.2021 - Current
- Processed loan applications efficiently, ensuring compliance with underwriting guidelines and reducing cycle times significantly.
- Reviewed and verified financial documents, enhancing accuracy and minimizing discrepancies in loan submissions.
- Communicated with clients and third-party vendors, fostering relationships that improved information flow and processing timelines.
- Monitored progress of loans throughout the entire origination process from pre-qualification through post-closing activities.
- Coordinated with underwriters and appraisers to resolve issues, streamlining operations and expediting loan approvals.
- Utilized various software programs such as Encompass360 Loan Origination System for data entry purposes.
- Assisted junior staff members with any questions they may have had about the loan process or procedures.
- Became CAP certified and was able to clear conditions and issue clear to close.
Loan Processor
Lower.com
01.2021 - 08.2021
- Submitted loan applications to underwriting department for review and approval process.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Monitored progress of each loan application from start to finish ensuring timely completion.
- Encompass LOS
Accounts Payable Specialist
NCS Multistage LLC
Houston
03.2017 - 01.2021
- Processed high volumes of invoices, ensuring accuracy and compliance with company policies to maintain financial integrity.
- Managed vendor relationships, facilitating timely communication and resolving payment issues to sustain positive partnerships.
- Investigated discrepancies between purchase orders, receiving documents, and vendor invoices.
- Assisted with month-end closing activities related to accounts payable.
Education
Magnolia High School
Magnolia, TXSkills
- Loan processing
- Underwriting compliance
- Financial document verification
- Client communication
- Credit report analysis
- Data analysis
- Effective time management
- Attention to detail
- Loan disclosures
- Encompass
Timeline
Senior Loan Processor
Fairway Independent Mortgage Corporation
08.2021 - Current
Loan Processor
Lower.com
01.2021 - 08.2021
Accounts Payable Specialist
NCS Multistage LLC
03.2017 - 01.2021
Magnolia High School