Summary
Overview
Work History
Education
Skills
Timeline
Generic

Ana Garcia

San Antonio,TX

Summary

Experienced insurance professional with 25-year career assessing properties, determining liabilities and negotiating settlements. Detail-oriented, observant and knowledgeable with excellent interpersonal and documentation skills. Efficiently handle high case volumes with accuracy and care.

Overview

29
29
years of professional experience

Work History

Claims Adjuster

Progressive Insurance Company
2021.01 - Current
  • Negotiated favorable settlements with claimants, attorneys, and other insurance carriers to minimize financial risk for the company.
  • Examined claims forms and other records to determine insurance coverage.
  • Maintained compliance with state regulatory requirements through meticulous documentation and adherence to company policies.
  • Conducted thorough investigations of complex insurance claims, gathering evidence and analyzing relevant documentation.
  • Contributed to a positive work environment through active participation in team meetings and collaborating on cross-functional projects.
  • Provided exceptional customer service during emotionally difficult situations for policyholders following accidents or natural disasters.
  • Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
  • Verified insurance claims and determined fair amount for settlement.

Attorney Representative Bodily Injury Adjuster

Gallagher Insurance
2017.02 - 2020.05

Examine claims forms and other records to determine insurance coverage.

Investigate claim and all parties involved.

interview or correspond with claimants, witnesses, police, physicians or other relevant parties to determine claims settlement, denial or review.

Review police reports, medical treatment records, medical bills or property damage to determine and extend liability.

Negotiate claims settlements and recommend litigation when settlement cannot be negotiated.

Refer questionable claims to special investigator or claims special adjuster for further investigation or settlement.

Conduct searches to find needed information, using such searches as the Internet and police reports, and court houses.

Adhere to all regulatory and Casualty best practices followed by the company.

Provided great customer service to both internal and external customers.

Attorney Representative Bodily Injury Adjuster

Fred Loya Insurance
2016.07 - 2017.02

Responsible for managing the evaluation and settlement of pre-litigation complex, high volume claims with claimant attorneys.

Handled claims in AL, AZ, NM, GA, CO, IN, OH, CA, TX and MO.

Closing ratios had been maintained with 100% or better every month.

All new claims reviewed within 48 hours or less ane put on a diary to keep involved in files.

Litigation Processor Then Liability Adjuster

Allstate Insurance
1996.05 - 2016.07

Supported eight adjusters. Reviewed discovery, requested missing information from defense attorneys, faxed suit referral with petition to defense, followed up from defense attorneys daily to ensure an answer was filed with the court prior to due date, assisted with inquiry calls, issued checks, special projects for managers, mainained log for timed demands, prepared medical packets, mentored and trained new employees.

Took test for Liability Adjuster

Liability Adjuster.

Investigated claims from beginning to end, coverage and liability.

Took statements from all parties involved in the accident including any witnesses' if any.

Reviewed police reports, estimates and photos to bring claim to a resolution with both insurer and claimant.

Night Clerk

Dr Jose Igoa
1995.02 - 1996.08

Was responsible for assisting four Doctors for Night Clinic

Checked in patients answered phone, made appointments,

called prescriptions into the pharmacy for patients.

Prepared office for the next day for the Day Shift

pulled files for all for Doctors

Prepared paperwork for the hospital if the patients was going to be admitted.

Transcribed Doctors notes to put in patients hospital records.

Education

High School Diploma -

Donna High School
4 1984

Certificate - Paralegal Certificate

UTSA
3 2015

Skills

Customer service both internal and external

Time management

Computer literacy

Self and team motivator

Insurance knowledge

Problem solving

Leadership

Team Work

Critical Thinking

Active Listening

Organization

Work well with others

Knowledge of ICD9 and ICD10 CPT codes as applicable for BI evaluations

Speak, read and write fluent Spanish

LNAV, Mitchell, Microsoft Office, 10 Key, type 90 wpm

Timeline

Claims Adjuster

Progressive Insurance Company
2021.01 - Current

Attorney Representative Bodily Injury Adjuster

Gallagher Insurance
2017.02 - 2020.05

Attorney Representative Bodily Injury Adjuster

Fred Loya Insurance
2016.07 - 2017.02

Litigation Processor Then Liability Adjuster

Allstate Insurance
1996.05 - 2016.07

Night Clerk

Dr Jose Igoa
1995.02 - 1996.08

High School Diploma -

Donna High School

Certificate - Paralegal Certificate

UTSA
Ana Garcia