Ana Gochevska-Ilievska
Economist
Skopje
Summary
Graduated economist, with more than 5 years of work experience in the banking and financial sector. Enthusiast and professional with great track record of success in driving sales for various banking products and successfully increasing totals revenues at the corporate level. Leveraging strong relationships and critical thinking skills as well as effective management a broad portfolio of high-profile clients.
Overview
5
5
years of professional experience
Work History
Loan Specialist
Flex Credit
Skopje, North Macedonia
12.2021 - Current
- Review of applications for loans received from clients;
- Checking the customer's credit history;
- Assessment of credit risk and giving an opinion in relation to credit approval;
- Establishing telephone contact with customers for the purpose control of the presented information;
- Data administration;
- Making an analysis related to the approval of the approved/rejected loans;
- Control and provision of relevant information with the customers;
- Building stable and long-term communication with customers, with in order to encourage new and recurring lending.
Credit Officer
Sparkasse Bank
Skopje, North Macedonia
10.2021 - 12.2021
- Receiving, analyzing and processing requests from customers;
- Offer and promotion of the bank's products to customers;
- Information related to the offer of services and interpretation of the tariff for customers;
- Acquisition of new customers for the bank and maintenance continuous contacts with the permanent;
- Analysis of the finances and market of clients;
- Analysis of credit applications for clients;
- Customer care, maintaining continuous communication and relations to encourage new and recurring lending;
- Preparation of interest calculations.
Bank Clerk
Silk Road Bank
Skopje, North Macedonia
06.2019 - 10.2021
- Efficient performance of all cash and non-cash operations;
- Monitoring the branch treasury to ensure that the cash balance is correct;
- Cash management, counting and verification of the appropriate documentation;
- Establishing and maintaining customer relations with customers, providing professional financial solutions in the field of commercial lending;
- Meeting the targets for the increase/sale of the portfolio;
- Assessment of financial needs of clients and monitoring of market trends/competition in order to advise on
customers and proposing specific products to the bank that will meet their requirements; - Promotion and presentation of the bank's products and services to existing and potential customers in order to contribute to branch performance and profitability;
- Regular communication with superiors and other services for specific customer needs, their requirements or the market trends;
- Starting and monitoring the process of issuing loans on
basis of received applications for loans of the bank; - Monitoring and application of the legislation in relation to
Denar and foreign currency payments.
Education
Bachelor of Economics - Marketing Management
Faculty of Business Economy
Skopje,North Macedonia 04.2001 -
Skills
- Excellent communication skills
- Prioritization skills
- Ability to team and individual work
- Analytical thinking
- Loyal
- Creative solution to the problems
- A sense of banking ethics
Languages
Macedonian
Native language
English
Advanced
C1
Timeline
Loan Specialist
Flex Credit
12.2021 - Current
Credit Officer
Sparkasse Bank
10.2021 - 12.2021
Bank Clerk
Silk Road Bank
06.2019 - 10.2021
Bachelor of Economics - Marketing Management
Faculty of Business Economy
04.2001 -