Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
Barista

Andrea Childers

Morgantown,KY

Summary

Organized Mortgage Loan Officer with 22 years of experience in mortgage ordinations and marketing. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.

Overview

21
21
years of professional experience

Work History

Senior Mortgage Loan Officer

South Central Bank Inc.
Bowling Green, KY
01.2010 - 12.2021
  • Worked with underwriters to fix application problems and resolve issues.
  • Reviewed loan files and updated to match current standards.
  • Explained different types of loans pertaining to client situations.
  • Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Implemented sales strategies that established relationships with realtors and CPAs.

Mortgage Loan Officer

Citizens First Bank Now German American Bank
Bowling Green, KY
09.2003 - 06.2009
  • Reviewed loan files and updated to match current standards.
  • Implemented sales strategies that established relationships with realtors and CPAs.
  • Explained different types of loans pertaining to client situations.
  • Worked with underwriters to fix application problems and resolve issues.
  • Proactively identified solutions for customers experiencing credit issues.

Mortgage Loan Originator

Community Wide Mortgage
Bowling Green, KY
08.2000 - 09.2003
  • Worked with underwriters to fix application problems and resolve issues.
  • Reviewed loan files and updated to match current standards.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.

Education

Bachelor of Arts - Business

Western Kentucky University
Bowling Green, KY
08.2000

Skills

  • Tax Liability Calculation
  • Loan File Review
  • Customer Relations
  • Income Evaluation
  • Loan File Maintenance
  • Referral Network Development
  • Financial History Analysis

Affiliations

President of KY state chapter of MBA 2018-2020

President of local chapter of MBA 2017-2018; 2021-2022

Top producer in company

Timeline

Senior Mortgage Loan Officer

South Central Bank Inc.
01.2010 - 12.2021

Mortgage Loan Officer

Citizens First Bank Now German American Bank
09.2003 - 06.2009

Mortgage Loan Originator

Community Wide Mortgage
08.2000 - 09.2003

Bachelor of Arts - Business

Western Kentucky University
Andrea Childers