Andrea R. Fullbright
Palmer,USA
Summary
Proactive mortgage industry professional with over 20 years of loan processing experience. I have comprehensive knowledge of Government, AKHFC/Bond, and Conventional loan programs and their prospective underwriting requirements. Excels at interacting with individuals at all levels to ensure smooth loan closings. Strong team player who consistently contributes to a collaborative work environment.
Experienced with evaluating and processing mortgage applications with precision and compliance. Utilizes strong analytical skills to ensure accurate documentation and adherence to guidelines. Knowledge of effective communication techniques to support clients and streamline loan approval processes.
Overview
24
24
years of professional experience
Work History
Mortgage Processor
Residential Mortgage LLC
07.2009 - Current
- Gather and review all credit, asset, income information from borrowers to ensure it meets the necessary lending requirements
- Coordinating all property specific requirements with local Licensees, Appraisers and Escrow officers to ensure all applicable documentation is received and approved in order to meet crucial closing deadlines
- Collaborate closely with underwriters to expedite loan approvals, resulting in increased productivity.
- Optimized workflow efficiency by prioritizing tasks based on client needs and deadlines, ensuring timely completion of loans.
- enhanced customer experience by proactively addressing potential issues during the application process, resulting in increased client satisfaction and referrals.
- Ensured accuracy of loan documentation, meticulously cross-checking figures and calculations before submission for approval.
- Created strong working relationships with advisors, assistants and support staff.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Mortgage Sales Associate
Wells Fargo Home Mortgage
01.2001 - 07.2009
- Assist and support three high producing Loan Officers with gathering all data, documents required in ordered to successfully originate a Mortgage Loan.
- Review and explain credit, origination disclosures and property requirements with borrowers to ensure the necessary items understood and gathered timely in order for our file to be sent to local fulfillment center for processing and underwriting
- Coordinate with Real Estate Professionals of all natures to ensure property requirements are being met and closing expectations have been relayed
Skills
- Strong communication skills
- Residential mortgage lending regulations
- Problem-solving
- Time management
- Attention to detail
- Problem-solving abilities
- Reliability
- Multitasking Abilities
- Customer communication
References
References are available on request.
Timeline
Mortgage Processor
Residential Mortgage LLC
07.2009 - Current
Mortgage Sales Associate
Wells Fargo Home Mortgage
01.2001 - 07.2009