Andrew Beeman

• Analyzed financial data to determine the feasibility of granting loans.
• Reviewed credit histories, income statements, and other financial information of loan applicants.
• Negotiated terms and conditions of loan contracts.
• Assisted in the development of new products and services for loan customers.
• Developed and maintained relationships with potential customers to increase loan business.
• Showed prospective buyers a range of available homes within their price range.
• Provided guidance to clients throughout the entire process from initial offer to closing date.

Interviewed an average of 20 mortgage loan applicants per month.Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.Educated customers on the variety of loan products and available credit options.Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.Researched insurance information and flood certificates.Built knowledge about latest banking products and services.Provided expert financial advice on mortgage and both educational and personal loans.Adhered to all federal and state compliance guidelines relative to retail mortgage lending.