Health & Benefits - Customer Service Representativ
Inspira Financial
Remote, USA
05.2025 - Current
Manage and resolve phone-based support, emails, and tickets, aiming to fully clear call & chat ques.
Maintain and continually improve metrics, call and email times, workflows, and internal processes related to refunds, billing, and customer issue resolution.
Respond to inbound calls from members, providers, employers, and brokers regarding health, dental, vision, HSA/HRA/FSA, disability, and other benefit plans.
Provide accurate benefit information, including eligibility, coverage details, claims status, cost-share amounts, and plan rules.
Assist with account issues, such as updating member information, troubleshooting portal access, and explaining required documentation.
Educate members on how to use their benefits effectively, including preventive care, in-network provider usage, pre-authorization requirements, and reimbursement processes.
Process service requests such as ID card requests, claim inquiries, appeals initiation, reimbursement submissions, and premium/payment questions.
Review claims and explain how they were processed, including deductibles, copays, coinsurance, coordination of benefits, and denials.
Document all interactions clearly and thoroughly in the system to ensure accurate records and follow-up.
Follow HIPAA regulations and safeguard sensitive member information at all times.
Resolve issues efficiently, escalating complex cases to internal departments when appropriate.
Meet performance metrics, including call quality, productivity, adherence, and customer satisfaction goals.
Communicate professionally and empathetically to support members experiencing stressful or confusing benefit situations.
Collaborate with internal teams such as claims, enrollment, and provider relations to ensure timely resolution of member concerns.
Medical Biller & Coder
NWI Clarity Clinic
11.2021 - 04.2025
PATIENT BILLING
Issuing Patient statements dependent on revenue cycle.
Accepting & Posting payments via Electronic remittance advice, insurance check, and through various insurance portals.
Solving any concerns/questions regarding Balances due to deductibles, co-pays, or coinsurance.
Processing Patient refunds, as needed.
Verify & Updating patient insurance information.
Obtaining pre-authorizations when needed.
Review, prepare, and transmit claims to appropriate parties.
Answer inquiries regarding patient accounts, the billing process, or the appeals process
Work with patients to set up payment plans and manage collection accounts as they are processed
Strong organizational and customer service skills in addition to the ability to work in a fast-paced, patient-oriented environment
Good organizational skills
Excellent communication skills
CLAIMS PROCESSING
Investigate unpaid claims to determine the cause of the delay to keep billing revenue cycle on track.
Review & resubmit denied claims.
Experienced in various insurance portals.
Achieve maximum reimbursement for services provided
Resolving any customer account issues consisting of: Fraud, Check holds, Employee complaints, teller errors, etc.
Cross selling Bank products daily, meeting sales/account opening goals on a monthly basis.
Event Planning to advertise & market Bank products, plan seasonal events for Account & shareholders.
Continued BSA Compliance Education.
Personal Banker
First Merchants Bank
Highland, IN
04.2017 - 07.2018
Position is split between both Teller & Account Platform roles.
Responsible for resolving issues for customers and providing satisfactory explanation and resolution for the following: replacing lost and stolen debit cards. Fraud and dispute reporting, Resolution for overdraft fees.
Responsible for opening and maintaining various accounts, products and services, including: Checking , Savings, CD’s, IRA/HSA, Estate & Trust, Business/Sweep accounts, and Safe Deposit Boxes.
Experienced in cross selling the following products: Savings accounts, Safe deposit boxes, debit cards, credit cards, Electronic Bill pay, Online & mobile banking products.
Responsible for reaching 15 customers weekly by phone to make benefit statements and uncover customer needs.
Identify cold sale leads to reveal prospective new customers and initiate sales.
Generating new revenue & clientele for Investment Banking by recruiting, rapport building, and cold calling.
Traveling to local businesses, and corporations to hold events for employees. Teaching about our bank & the products offered.
Continued education provided by employer to obtain NMLS #.
Adherence to state and federal laws and confidentiality guidelines regarding: HIPAA, ICD-10, AND CPT.
Understanding medical coding (CPT and ICD10).
Familiarity with Payer + Insurance Products and Language.
Experience using practice Manager/EHR Systems, and Softwares. Such as: AdvancedMD, Practice Fusion, and various private health insurance verification systems.
Timeline
Health & Benefits - Customer Service Representativ